528 Owens Rd, Clover, SC 29710 Property Records

York County property record for 528 Owens Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,208 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2026)
Tax Bill	$1,587 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-00-00-042`

Property Details

APN / Parcel Number

Primary APN	`254-00-00-042`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	3,960 sqft
1st Floor Area	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	312 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	528 OWENS RD
City	CLOVER
State	SC
Zip	29710-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	OWENS RD (5 AC)
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	1
Census Block	1017
Census Tract	61503

Owner

528 Owens Rd is owned and occupied by an individual who bought it in July 2026.

Source: York County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	528 OWENS RD, CLOVER, SC 29710-7732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · FHA Mortgage RENASANT BANK
Jul 31, 2026	Re-recorded Document, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jul 22, 2026 · Amount on File
Deed Document Number	202627204
Deed Book / Page	22731 / 473
Prior Transfer Date	Jul 21, 2026
Prior Transfer Doc	0000027204
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 22, 2026
Property Address	528 OWENS RD, CLOVER, SC 29710-7732
Document Number	0000025924
Book / Page	22713 / 98
Instrument Date	Jul 21, 2026
Instrument	202625924
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,170.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 OWENS RD, CLOVER, SC 29710-7732

Mortgage

Document Number	0000025925,
Date	Jul 22, 2026
Book Page	22713/102
Instrument	202625925

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	YORK SC
Recording Date	Jul 31, 2026
Property Address	528 OWENS RD, CLOVER, SC 29710-7732
Document Number	0000027204
Book / Page	22731 / 473
Instrument Date	Jul 21, 2026
Instrument	202627204
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,170.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 OWENS RD, CLOVER, SC 29710-7732

Mortgage

Document Number	0000027205,
Date	Jul 31, 2026
Book Page	22731/477
Instrument	202627205

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 528 Owens Rd was $1,587.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,587.00	$9,185 Land $598 Building $8,587	$465,660 Land $102,260 Building $363,400
2023	$1,368.00	$7,988 Land $299 Building $7,689	$281,185 Land $43,980 Building $237,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Owens Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: T-Mobile.

Nearby Properties on Owens Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures