528 Oemler Loop, Savannah, GA 31410 Property Records

Chatham County property record for 528 Oemler Loop, Savannah, GA 31410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Jun 2008 Mortgage Jan 2009 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-0037-03-004`

Property Details

APN / Parcel Number

Primary APN	`1-0037-03-004`
Alternative APN	`C198F555`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
1st Floor Area	1,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Mixed
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	143 sqft
Deck Area	158 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	528 OEMLER LOOP
City	SAVANNAH
State	GA
Zip	31410-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 141 OEMLER POINTE SUB PHASE 1
Legal Subdivision	OEMLER POINTE SUB
Legal Phase	1
Legal Lot Number	141
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	2
Census Block	2006
Census Tract	11108

Owner

528 Oemler Loop is owned and occupied by two individuals who acquired it in December 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 OEMLER LOOP, SAVANNAH, GA 31410-1704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2008	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE
Jun 20, 2005	Deed of Trust, Mortgage · Conventional Mortgage WAYCROSS BANK & TRUST
Dec 29, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 12, 2025
Transfer Doc	0038680201
Record Updated	Oct 29, 2026

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	528 OEMLER LOOP, SAVANNAH, GA 31410-1704
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00342C0359
Date	Jun 18, 2008
Book Page	342C/359

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2023

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	528 OEMLER LOOP, SAVANNAH, GA 31410-1704
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00347P0607
Date	Jan 15, 2009
Book Page	347P/607

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2029

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	528 OEMLER LOOP, SAVANNAH, GA 31410-1704
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00289O0171
Date	Jun 20, 2005
Book Page	289O/171

Lender

Name	WAYCROSS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 1, 2008

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 29, 2025
Property Address	528 OEMLER LOOP, SAVANNAH, GA 31410-1704
Document Number	0038680201
Book / Page	3868 / 201
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 OEMLER LOOP, SAVANNAH, GA 31410-1704

Mortgage

Document Number	0003868203
Date	Dec 29, 2025
Instrument	3868/203

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 528 Oemler Loop was $3,086, up 1.7% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,760 (+2.12%) Land $32,000 Building $152,760	$461,900 (+2.12%) Land $80,000 Building $381,900
2025	$3,086.00 (+1.68%) Homeowner's exemption	$180,920 Land $32,000 Building $148,920	$452,300 Land $80,000 Building $372,300
2024	$3,035.00
2023		$137,480 (+19.92%) Land $24,000 Building $113,480	$343,700 (+19.92%) Land $60,000 Building $283,700
2022		$114,640 Land $18,000 Building $96,640	$286,600 Land $45,000 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Oemler Loop in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 279 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	279 in force
Nearby Flood Claims	70 (1979–2024)
Claims Outside the SFHA	5 of 70
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 41 claims Hurricane Matthew, Oct 2016 · 12 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Oemler Loop is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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