Duval County property record for 528 Ocean Front, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,959 sqft · built 2020 |
| Lot Size | 0.289 acres (12,575 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (May 2017) |
| Tax Bill | $60,742 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 172733-0000 |
| Primary APN | 172733-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 4,651 sqft |
| 1st Floor Area | 1,479 sqft |
| Upper Floors Area | 1,724 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,575 sqft (0.289 acres) |
| Lot Dimensions | 144 ft deep x 76 ft wide |
| View / Lot | Ocean |
| Garage Type | Detached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 8 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 280 sqft |
| Deck Area | 150 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 528 OCEAN FRONT |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-4 |
| Legal Description | 4-46 21-2S-29E .252 NEPTUNE R/P E 85FT LOT 4,E 85FT OF S1/2 LOT 5, PT CL ST LYING E THEREOF RECD O/R 17664-1241 BLK 20 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | NEPTUNE R/P |
| Legal Block | 20 |
| Legal Lot Number | 4,5 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14001 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2385 HAMMOND DR, 6, SCHAUMBURG, IL 60173-3844 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Aug 18, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on Record |
| Deed Sale | May 1, 2017 · Amount on Record |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Book / Page | 18095 / 354 |
| Prior Transfer Date | Sep 26, 2005 |
| Prior Transfer Doc | 0128041337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 528 OCEAN FRONT, NEPTUNE BEACH, FL 32266-6105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 218 ELA RD, INVERNESS, IL 60067-4512 |
| Document Number | 0203570834 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 20357/834 |
| Instrument | 2022183074 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.12% |
| Index | Other |
| Max Rate | 9.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 528 OCEAN FRONT, NEPTUNE BEACH, FL 32266-6105 |
| Document Number | 0180950354 |
| Book / Page | 018095 / 000354 |
| Instrument Date | May 25, 2017 |
| Instrument | 195274 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2385 HAMMOND DR #6 SCHAUMBURG IL 601733844, 6, SCHAUMBURG, IL 60173-3844 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,483,416 (-9.48%) | $3,881,356 (+0.86%) Land $3,067,345 Building $814,011 | |
| 2025 | $60,742.00 (+6.31%) | $3,848,405 (+40.73%) Land $2,965,140 Building $883,265 | $3,848,405 (+40.73%) Land $2,965,140 Building $883,265 |
| 2024 | $57,139.00 (+19.18%) | ||
| 2023 | $47,944.00 (+12.93%) | $2,734,511 (+1.29%) Land $1,976,760 Building $757,751 | $2,734,511 (+1.29%) Land $1,976,760 Building $757,751 |
| 2022 | $42,454.00 | $2,699,761 Land $1,976,760 Building $723,001 | $2,699,761 Land $1,976,760 Building $723,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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