528 Nelson St, Norfolk, VA 23523 Property Records

Norfolk City property record for 528 Nelson St, Norfolk, VA 23523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,063 sqft · built 1982
Lot Size	0.117 acres (5,088 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Dec 2018)
Tax Bill	$2,611 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
APN	`31156600`

Property Details

APN / Parcel Number

Primary APN	`31156600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,063 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,088 sqft (0.117 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	528 NELSON ST
City	NORFOLK
State	VA
Zip	23523-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDMU2
Legal Description	PARCEL 14-H
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2024
Census Tract	5000

Owner

528 Nelson St is owned and occupied by an individual who bought it in December 2018.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	528 NELSON ST, NORFOLK, VA 23523-1343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Deed Document Number	201825243
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 19, 2018
Property Address	528 NELSON ST, NORFOLK, VA 23523-1343
Document Number	180025243
Instrument Date	Dec 17, 2018
Instrument	180025243
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 NELSON ST, NORFOLK, VA 23523-1343

Mortgage

Document Number	180025244
Date	Dec 19, 2018
Instrument	180025244

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	180025245
Date	Dec 19, 2018
Instrument	180025245

Lender

Name	NORFOLK REDEVELOPMENT AND HOUSING AUTHOR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 528 Nelson St was $2,611, up 9.9% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,611.00 (+9.89%)	$208,900 (+8.13%) Land $63,500 Building $145,400	$208,900 (+8.13%) Land $63,500 Building $145,400
2025	$2,376.00	$193,200 Land $55,000 Building $138,200	$193,200 Land $55,000 Building $138,200
2023	$2,152.00	$172,200 Land $55,000 Building $117,200	$172,200 Land $55,000 Building $117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 528 Nelson St; there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1999–2020)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 Nelson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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