528 N Main St, Celina, OH 45822 Property Records

Mercer County property record for 528 N Main St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,806 sqft · built 1848
Lot Size0.412 acres (17,952 sqft)
OwnerIndividual Name on Record
Last Sale$466,666 (Jul 2025)
Tax Bill$3,816 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Jul 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-281100.0000

Property Details

APN / Parcel Number

Primary APN27-281100.0000
Alternative APN
  • 06-31-352-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,806 sqft Living Area
Basement Area344 sqft
Unfinished Basement344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1848
Effective Year BuiltEffective 1848
Lot Area17,952 sqft (0.412 acres)
Lot Dimensions204 ft deep x 88 ft wide

Location & Zoning

Street Address528 N MAIN ST
CityCELINA
StateOH
Zip45822-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUT LOTS NORTH OF CELINA O L 11 PT LOT#: 11
Legal SubdivisionCITY/CELINA
Legal Lot Number11
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4011
Census Tract967500

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address528 N MAIN ST, CELINA, OH 45822-1462
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jul 24, 2025Warranty Deed, Transfer
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GREENVILLE FEDERAL
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GREENVILLE FEDERAL
May 2, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2025 · Amount on Record
Deed SaleJul 24, 2025 · Amount on Record
Prior SaleAug 16, 2022 · Amount on Record
Deed Document Number20253007
Prior Transfer DateMay 2, 2018
Prior Transfer Doc0000002039
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address528 N MAIN ST, CELINA, OH 45822-1462
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 N MAIN ST, CELINA, OH 45822-1462

Mortgage

Document Number202400002165
DateJun 14, 2024
Instrument202400002165
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJul 24, 2025
Property Address528 N MAIN ST, CELINA, OH 45822-1462
Document Number202500003007
Instrument DateJul 16, 2025
Instrument202500003007
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 N MAIN ST, CELINA, OH 45822-1462

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateAug 16, 2022
Property Address528 N MAIN ST, CELINA, OH 45822-1462
Document Number202200004023
Instrument DateAug 11, 2022
Instrument202200004023
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6071 NAGY RD, CELINA, OH 45822-9138

Mortgage

Document Number202200004025
DateAug 16, 2022
Instrument202200004025
Lender
NameGREENVILLE FEDERAL
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2037

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateAug 16, 2022
Property Address528 N MAIN ST, CELINA, OH 45822-1462
Document Number202200004023
Instrument DateAug 11, 2022
Instrument202200004023
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6071 NAGY RD, CELINA, OH 45822-9138

Mortgage

Document Number202200004025
DateAug 16, 2022
Instrument202200004025
Lender
NameGREENVILLE FEDERAL
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2037

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateMay 2, 2018
Property Address528 N MAIN ST, CELINA, OH 45822-1462
Document Number201800002039
Instrument DateMay 2, 2018
Instrument201800002039
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,816.00$91,920 (-) Land $13,060 Building $78,860
2024$3,816.00 (+2.86%)$91,920 (-) Land $13,060 Building $78,860
2023$3,710.00 (+28.42%)$91,920 (+26.39%) Land $13,060 Building $78,860$262,600 (+26.37%) Land $37,300 Building $225,300
2022$2,889.00$72,730 Land $10,780 Building $61,950
2020$207,800 Land $30,800 Building $177,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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