528 N Ferrocarril Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 528 N Ferrocarril Rd, Atascadero, CA 93422

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 480 sqft · built 2005
Lot Size0.011 acres (480 sqft)
OwnerCompany Name on File
Last Sale$223,000 (Aug 2019)
Tax Bill$3,838 (2025)
Deeds & MortgagesSep 2022 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN049-046-014

Property Details

APN / Parcel Number

Primary APN049-046-014

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area480 sqft Living Area
1st Floor Area480 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Construction TypeWood
Lot Area480 sqft (0.011 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address528 N FERROCARRIL RD
CityATASCADERO
StateCA
Zip93422-8506
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeMF20
Legal DescriptionCY ATAS TR 2657 UNIT 14 & PTN LT 1
Legal SubdivisionTRACT 2657 UN 14
Legal Tract2657
Legal Block5
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group5
Census Block5047
Census Tract13100

Owner

528 N Ferrocarril Rd, a condominium, is owned by a company that bought it in August 2019.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address9350 SANTA CRUZ RD, ATASCADERO, CA 93422-1377
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Deed of Trust, Mortgage
WARREN J JUHNKE FAMILY REVOCABLE TRUST
Aug 15, 2019Grant Deed, Transfer · Conventional Mortgage
JMAC LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on File
Deed SaleAug 15, 2019 · Amount on File
Prior SaleSep 14, 2016 · Amount on File
Deed Document Number201933372
Prior Transfer DateJan 6, 2014
Prior Transfer Doc0000040261
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address528 N FERROCARRIL RD, ATASCADERO, CA 93422-8506
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9350 SANTA CRUZ RD, ATASCADERO, CA 93422-1377

Mortgage

Document Number0000037761
DateSep 23, 2022
Instrument2022037761
Lender
NameWARREN J JUHNKE FAMILY REVOCABLE TRUST
TypePrivate Party
Address1919 CRESTON RD APT 207, PASO ROBLES, CA 93446
Agreement
AmountAmount on Record
Term121 Months
DueOct 21, 2032

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 15, 2019
Property Address528 N FERROCARRIL RD, ATASCADERO, CA 93422-8506
Document Number0000033372
Instrument DateAug 12, 2019
Instrument33372
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.30
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9350 SANTA CRUZ RD ATASCADERO CA 934221377, ATASCADERO, CA 93422-1377

Mortgage

Document Number33373
DateAug 15, 2019
Instrument33373
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 528 N Ferrocarril Rd was $3,838.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$248,643 (+2%) Land $145,014 Building $103,629
2025$3,838.00$243,769 Land $142,171 Building $101,598
2023$3,486.00 (+4.22%)$234,304 Land $136,651 Building $97,653
2022$3,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 528 N Ferrocarril Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 N Ferrocarril Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Ranch Wifi, Verizon.

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