528 N Center St, Naperville, IL 60563 Property Records

DuPage County property record for 528 N Center St, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,272 sqft · built 1909
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$381,000 (Sep 2021)
Tax Bill$8,855 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN08-18-108-001

Property Details

APN / Parcel Number

Primary APN08-18-108-001

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,272 sqft Living Area
Gross Area1,749 sqft
1st Floor Area636 sqft
2nd Floor Area636 sqft
Basement Area477 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialWood Siding
Lot Area10,454 sqft (0.24 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address528 N CENTER ST
CityNAPERVILLE
StateIL
Zip60563-3137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPARK ADD
Legal SubdivisionPARK ADD
Legal Block14
Legal Lot Number10
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2014
Census Tract846105

Owner

528 N Center St is owned and occupied by two individuals who bought it in September 2021.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address528 N CENTER ST, NAPERVILLE, IL 60563-3137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Sep 7, 2021Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2021 · Amount on File
Deed SaleSep 7, 2021 · Amount on File
Deed Document Number2021133536
Prior Transfer DateSep 3, 1998
Prior Transfer Doc0000221103
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address528 N CENTER ST, NAPERVILLE, IL 60563-3137
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 W BAUER RD, NAPERVILLE, IL 60563-1210

Mortgage

Document Number0000151279
DateOct 14, 2021
InstrumentR2021-151279
Lender
NameBUSEY BANK
TypeBank
AddressNAPERVILLE, IL 60540
Agreement
TypeLine of Credit
AmountAmount on Record

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateSep 7, 2021
Property Address528 N CENTER ST, NAPERVILLE, IL 60563-3137
Document Number0000133536
Map ReferenceDOC 607307
Instrument DateAug 23, 2021
InstrumentR2021-133536
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$381.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address8 W BAUER RD, NAPERVILLE, IL 60563-1210

Tax Assessment & Valuation

The 2025 property tax bill for 528 N Center St was $8,855 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,855.00$159,729 Land $131,688 Building $28,041$479,187 Land $395,064 Building $84,123
2022$7,847.00 Homeowner's exemption$127,260 Land $105,470 Building $21,790$381,780 Land $316,410 Building $65,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 N Center St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 N Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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