528 N 82nd St, Seattle, WA 98103 Property Records

King County property record for 528 N 82nd St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,210 sqft · built 1915
Lot Size	0.087 acres (3,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,262 (Sep 2012)
Tax Bill	$11,115 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643050-0180`

Property Details

APN / Parcel Number

Primary APN	`643050-0180`
Alternative APN	`643050018008`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	3,774 sqft (0.087 acres)
Porch	Open Porch
Porch Area	160 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	643050018008
Street Address	528 N 82ND ST
City	SEATTLE
State	WA
Zip	98103-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	OSNERS 2ND ADD E 1/2 OF E 1/2 OF S 1/2 PLAT BLOCK: 15 PLAT LOT: 3
Legal Range	04
Legal Township	25
Legal Section	06
Legal Subdivision	OSNERS 2ND ADD
Legal Block	15
Legal Lot Number	3
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	4
Census Block	4011
Census Tract	2800

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 N 82ND ST, SEATTLE, WA 98103-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit 1ST SECURITY BANK OF WASHINGTON
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Dec 13, 2017	Loan Modification, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2012 · Amount on Record
Deed Sale	Sep 14, 2012 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	2012456
Prior Transfer Date	Sep 12, 2012
Prior Transfer Doc	0000000456
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	528 N 82ND ST, SEATTLE, WA 98103-4306
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000394
Date	Dec 22, 2025
Instrument	20251222000394

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	528 N 82ND ST, SEATTLE, WA 98103-4306
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001261
Date	Mar 21, 2022
Instrument	20220321001261

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KING WA
Property Address	528 N 82ND ST, SEATTLE, WA 98103-4306
Document Number	0000000324
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 N 82ND ST SEATTLE WA 981034306, SEATTLE, WA 98103-4306

Mortgage

Document Number	0000000324
Date	Dec 18, 2017
Instrument	201712180324

Lender

Name	UMPQUA BK
Type	Bank
Address	SEATTLE, WA 98109

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,115.00 (+39.86%)
2025	$7,947.00	$1,059,000 (+32.38%) Land $556,000 Building $503,000	$1,059,000 (+32.38%) Land $556,000 Building $503,000
2024	$7,947.00 (+7.8%)	$800,000 (-5.33%) Land $632,000 Building $168,000	$800,000 (-5.33%) Land $632,000 Building $168,000
2022	$7,372.00	$845,000 Land $557,000 Building $288,000	$845,000 Land $557,000 Building $288,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 936 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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