528 N 4th St, Centerville, IA 52544 Property Records

Appanoose County property record for 528 N 4th St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 820 sqft · built 1978
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$15,500 (Jul 2017)
Tax Bill$3,232 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN340011028070000

Property Details

APN / Parcel Number

Primary APN340011028070000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area820 sqft Living Area
Basement Area768 sqft
Finished Basement300 sqft
Unfinished Basement468 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area152 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address528 N 4TH ST
CityCENTERVILLE
StateIA
Zip52544-1250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK PARK LOT 12
Legal SubdivisionOAK PARK
Legal Lot Number12
JurisdictionAPPANOOSE IA
Township / Civil DivisionCENTERVILLE
Census Block Group2
Census Block2024
Census Tract950300

Owner

528 N 4th St is owned and occupied by two individuals who bought it in July 2017.

Source: Appanoose County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address528 N 4TH ST, CENTERVILLE, IA 52544-1250
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
IOWA TRUST & SAVINGS BANK
Jul 28, 2017Deed of Trust, Mortgage
CHARITON VALLEY REGIONAL HOUSING TRUST F
Jul 28, 2017Warranty Deed, Transfer
CHARITON VALLEY REGIONAL HOUSING TRUST F

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2017 · Amount on File
Deed SaleJul 28, 2017 · Amount on File
Deed Document Number20171450
Deed Book / Page2017 / 1450
Prior Transfer DateOct 31, 2014
Prior Transfer Doc02014/2149
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address528 N 4TH ST, CENTERVILLE, IA 52544-1250
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/1486
DateJul 17, 2020
Book Page2020/1486
Instrument2020 1486
Lender
NameIOWA TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 17, 2050
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address528 N 4TH ST, CENTERVILLE, IA 52544-1250
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/1751
DateJul 28, 2017
Book Page2017/1751
Instrument2017 1751
Lender
NameCHARITON VALLEY REGIONAL HOUSING TRUST F
TypeNon-Lending Institution
AddressCHARITON, IA 50049
Agreement
AmountAmount on Record

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateJul 28, 2017
Property Address528 N 4TH ST, CENTERVILLE, IA 52544-1250
Document Number2017/1450
Book / Page2017 / 1450
Instrument DateJul 28, 2017
Instrument20171450
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
Tax$24.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3326 OHIO RD, PROMISE CITY, IA 52583-8750

Mortgage

Document Number2017/1451
DateJul 28, 2017
Book Page2017/1451
Instrument2017 1451
Lender
NameCHARITON VALLEY REGIONAL HOUSING TRUST F
TypeNon-Lending Institution
AddressCHARITON, IA 50049
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 528 N 4th St was $3,232, up 16.3% from the year before.

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,232.00 (+16.26%)$183,050 (-) Land $11,030 Building $172,020$183,050 (-) Land $11,030 Building $172,020
2025$2,780.00$183,050 Land $11,030 Building $172,020$183,050 Land $11,030 Building $172,020
2024$2,780.00
2023$123,640 (+12.79%) Land $8,580 Building $115,060$123,640 Land $8,580 Building $115,060
2022$2,644.00$109,620 Land $6,130 Building $103,490
2021$109,620 Land $6,130 Building $103,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 N 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people · EPA ID IA0407008
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Liberty Communications
Fixed Wireless · Fiber in parts of the area
500 / 200
Lockridge Networks
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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