528 N 3rd St, Montevideo, MN 56265 Property Records

Chippewa County property record for 528 N 3rd St, Montevideo, MN 56265

Property Summary

Property Type	Single Family Home
Details	1,201 sqft · built 1964
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Jul 2021)
Tax Bill	$3,556 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2017 Mortgage + 2 more
APN	`70-330-0270`

Property Details

APN / Parcel Number

Primary APN	`70-330-0270`
Alternative APN	`24821`

Interior

Building Area	1,201 sqft Base Area
1st Floor Area	1,201 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Account Number	24821
Street Address	528 N 3RD ST
City	MONTEVIDEO
State	MN
Zip	56265-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSONS 2ND ADDITION LOT 17 BLOCK 2
Legal Subdivision	NELSONS 2ND ADDITION
Legal Block	2
Legal Lot Number	17
Jurisdiction	CHIPPEWA MN
Township / Civil Division	MONTEVIDEO
Census Block Group	3
Census Block	3018
Census Tract	950602

Owner

528 N 3rd St is owned and occupied by an individual who bought it in July 2021.

Source: Chippewa County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	528 N 3RD ST, MONTEVIDEO, MN 56265-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Sep 11, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CO OP CU OF MONTEVIDEO
Sep 11, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CO OP CU OF MONTEVIDEO
Dec 11, 2017	Deed of Trust, Mortgage MINNWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Oct 31, 2005 · Amount on File
Deed Document Number	2021310099
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Jul 26, 2021
Property Address	528 N 3RD ST, MONTEVIDEO, MN 56265-1510
Document Number	A000310099
Instrument Date	Jul 23, 2021
Instrument	A000310099
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 N 3RD ST, MONTEVIDEO, MN 56265-1510

Mortgage

Document Number	A000310100
Date	Jul 26, 2021
Instrument	A000310100

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	528 N 3RD ST, MONTEVIDEO, MN 56265-1510
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000299864
Date	Sep 11, 2017
Instrument	A000299864

Lender

Name	CO OP CU OF MONTEVIDEO
Type	Credit Union
Address	MONTEVIDEO, MN 56265

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2022

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	528 N 3RD ST, MONTEVIDEO, MN 56265-1510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000299863
Date	Sep 11, 2017
Instrument	A000299863

Lender

Name	CO OP CU OF MONTEVIDEO
Type	Credit Union
Address	MONTEVIDEO, MN 56265

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2022

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA MN
Property Address	528 N 3RD ST, MONTEVIDEO, MN 56265-1510
Transaction Type	Mortgage
Record Updated	Dec 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000300480
Date	Dec 11, 2017
Instrument	A000300480

Lender

Name	MINNWEST BANK
Type	Bank
Address	MONTEVIDEO, MN 56265

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 528 N 3rd St was $3,556 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Montevideo City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,556.00
2025		$220,900 Land $4,800 Building $216,100	$220,900 Land $4,800 Building $216,100
2023		$229,500 Land $4,800 Building $224,700	$229,500 Land $4,800 Building $224,700
2022	$2,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 528 N 3rd St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montevideo serves 5,337 people · EPA ID MN1120004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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