528 N 1525 E, Layton, UT 84040 Property Records

Davis County property record for 528 N 1525 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,798 sqft · built 2024
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$698,715 (Feb 2025)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-876-0003`

Property Details

APN / Parcel Number

Primary APN	`11-876-0003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,798 sqft Living Area
Basement Area	1,733 sqft
Unfinished Basement	1,733 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Area	862 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 N 1525 E
City	LAYTON
State	UT
Zip	84040-6750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 3, SHERMANS PLACE SUBDIVISION. CONT. 0.38 ACRES
Legal Subdivision	SHERMAN'S PLACE SUBDIVISION
Legal Lot Number	3
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	4
Census Block	4010
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 N 1525 E, LAYTON, UT 84040-6750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 8, 2022	Warranty Deed, Construction Loan · Commercial Mortgage HOWARD KENT INC
Apr 8, 2022	Intrafamily Transfer, Transfer STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE
Apr 7, 2022	Warranty Deed, Transfer · Commercial Mortgage REACH FCU
Oct 4, 2021	Warranty Deed, Construction Loan GT TITLE SERVICES-SAL, GT TITLE SERVICES SALT
Oct 4, 2021	Warranty Deed, Construction Loan · Commercial Mortgage THE 528 N 1525 E LOAN TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Jan 21, 2025 · Amount on Record
Deed Document Number	20253606599
Deed Book / Page	8691 / 673
Last Transfer Date	Feb 20, 2026
Transfer Doc	0003660573
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL LEGEND HILLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 N 1525 E F, F, LAYTON, UT 84040-6750

Mortgage

Document Number	008941/174
Date	Feb 26, 2026
Book Page	8941/174
Instrument	3656289

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Mar 26, 2026
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Document Number	008961/192
Book / Page	8961 / 192
Instrument Date	Feb 20, 2026
Instrument	3660573
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL LEGEND HILLS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	528 N 1525 E, LAYTON, UT 84040-6750

Mortgage

Document Number	0003656289
Date	Mar 26, 2026
Instrument	3656289

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 8, 2022
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Document Number	008088/569
Book / Page	8088 / 569
Instrument Date	Sep 8, 2022
Instrument	3496966
Transaction Type	Construction Loan
Record Updated	Aug 17, 2023
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 W 5150 S # 2, 2, ROY, UT 84067-3060
Investor	Possibly a Property Investor

Mortgage

Document Number	0003496967
Date	Sep 8, 2022
Instrument	3496967

Lender

Name	HOWARD KENT INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 8, 2022
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Document Number	007984/459
Book / Page	7984 / 459
Instrument Date	Apr 7, 2022
Instrument	3469051
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 W 2825 N, FARR WEST, UT 84404-9482

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 7, 2022
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Document Number	007983/909
Book / Page	7983 / 909
Instrument Date	Mar 29, 2022
Instrument	3468887
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS A

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 W 2825 N, FARR WEST, UT 84404-9482

Mortgage

Document Number	0003468888
Date	Apr 7, 2022
Instrument	3468888

Lender

Name	REACH FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 4, 2021
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Document Number	07857/2166
Book / Page	7857 / 2166
Instrument Date	Oct 4, 2021
Instrument	3424515
Transaction Type	Construction Loan
Record Updated	Aug 17, 2023
Title Company	GT TITLE SERVICES-SAL, GT TITLE SERVICES SALT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 N 1525 E, LAYTON, UT 84040-6750

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 4, 2021
Property Address	528 N 1525 E, LAYTON, UT 84040-6750
Document Number	07857/2083
Book / Page	7857 / 2083
Instrument Date	Sep 30, 2021
Instrument	3424503
Transaction Type	Construction Loan
Record Updated	Aug 17, 2023
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 W 2825 N, FARR WEST, UT 84404-9482

Mortgage

Document Number	0003424514
Date	Oct 4, 2021
Instrument	3424514

Lender

Name	THE 528 N 1525 E LOAN TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,000 (+1.34%) Land $168,836 Building $370,164	$980,000 (+1.34%) Land $306,974 Building $673,026
2025	$5,419.00 (+60.75%)	$531,850 (+233.15%) Land $160,160 Building $371,690	$967,000 (+233.14%) Land $291,200 Building $675,800
2024	$3,371.00 (+18.45%)
2023	$2,846.00 (+15.18%)	$159,645 Land $123,398 Building $36,247	$290,265 Land $224,360 Building $65,905
2022	$2,471.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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