528 Mount Herman Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 528 Mount Herman Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1972
Lot Size	0.333 acres (14,500 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2022)
Tax Bill	$1,446 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03106 1 15`

Property Details

APN / Parcel Number

Primary APN	`03106 1 15`
Alternative APNs	`163926` `174873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	3,716 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	616 sqft
Carport	Carport
Carport Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174873
Street Address	528 MOUNT HERMAN RD
City	HUDSON
State	NC
Zip	28638-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2059 PG 84 YR 22 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2000
Census Tract	30600

Owner

528 Mount Herman Rd is owned by an individual who bought it in June 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	538 MOUNT HERMAN RD, HUDSON, NC 28638-8785
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS BK
Aug 16, 2018	Warranty Deed, Mortgage · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Deed Document Number	202210073109
Deed Book / Page	2058 / 824
Prior Transfer Date	Oct 22, 2012
Prior Transfer Doc	1807001294
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	528 MOUNT HERMAN RD, HUDSON, NC 28638-8785
Document Number	0010023584
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 MOUNT HERMAN RD HUDSON NC 286388785, HUDSON, NC 28638-8785

Mortgage

Document Number	0010023584
Date	Jun 28, 2018
Book Page	001944/000138
Instrument	10023584

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

August 2018: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 16, 2018
Property Address	528 MOUNT HERMAN RD, HUDSON, NC 28638-8785
Document Number	0010025131
Book / Page	001947 / 000325
Instrument Date	Jun 22, 2018
Instrument	10025131
Transaction Type	Mortgage
Record Updated	Sep 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 MOUNT HERMAN RD HUDSON NC 286388785, HUDSON, NC 28638-8785

Mortgage

Document Number	19470329
Date	Aug 16, 2018
Book Page	001947/000329

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 528 Mount Herman Rd was $1,446, down 20.5% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,446.00 (-20.51%)	$230,300 (-) Land $12,000 Building $218,300
2025	$1,819.00	$230,300 Land $12,000 Building $218,300	$230,300 Land $12,000 Building $218,300
2023		$127,400 Land $12,000 Building $115,400	$127,400 Land $12,000 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Mount Herman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Mount Herman Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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