Stearns County property record for 528 Montrose Rd, Saint Cloud, MN 56301
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,638 sqft · built 1984 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $213,500 (Jan 2018) |
| Tax Bill | $3,192 (2026) |
| Deeds & Mortgages | Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46279-0202 |
| Primary APN | 82-46279-0202 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Metal |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Width | 1 ft Width |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 528 MONTROSE RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9615 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 003 BLK 003 COUNTRY CLUB TOWNHOUSE ADD SECTION 25 TOWNSHIP 124 RANGE 028 SECTION 25 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 25 |
| Legal Subdivision | COUNTRY CLUB TOWNHOUSE ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 304 |
528 Montrose Rd, a townhouse, is owned and occupied by an individual who bought it in January 2018.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 MONTROSE RD, SAINT CLOUD, MN 56301-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on File |
| Deed Sale | Jan 26, 2018 · Amount on File |
| Deed Document Number | 201841472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 26, 2018 |
| Property Address | 528 MONTROSE RD, SAINT CLOUD, MN 56301-9615 |
| Document Number | 0000T41472 |
| Instrument Date | Dec 20, 2017 |
| Instrument | T41472 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 MONTROSE RD, SAINT CLOUD, MN 56301-9615 |
The 2026 property tax bill for 528 Montrose Rd was $3,192.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,192.00 | $237,900 (-) Land $50,000 Building $187,900 | $237,900 (-) Land $50,000 Building $187,900 |
| 2025 | $237,900 Land $50,000 Building $187,900 | $237,900 Land $50,000 Building $187,900 | |
| 2023 | $2,814.00 | $237,900 Land $50,000 Building $187,900 | $237,900 Land $50,000 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Montrose Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Montrose Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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