528 Main St, Winona, MN 55987 Property Records

Winona County property record for 528 Main St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,395 sqft · built 1885
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Dec 2021)
Tax Bill	$2,664 (2026)
Deeds & Mortgages	Sep 2012 Mortgage Dec 2021 Sale & Mortgage
APN	`32.455.1220`

Property Details

APN / Parcel Number

Primary APN	`32.455.1220`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	384 sqft
Basement Area	819 sqft
Unfinished Basement	819 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 2004
Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	528 MAIN ST
City	WINONA
State	MN
Zip	55987-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-107 RANGE-007 SANBORNS ADDITION LOT-010 BLOCK-017 EX: ELY 60'
Legal Range	007
Legal Township	107
Legal Section	27
Legal Subdivision	SANBORNS ADDITION
Legal Block	17
Legal Lot Number	10
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3009
Census Tract	670500

Owner

Source: Winona County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1335 GRANDVIEW CT, MINNESOTA CITY, MN 55959-1209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2012	Deed of Trust, Mortgage EASTWOOD BANK
Dec 17, 2021	Warranty Deed, Transfer WINONA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	2021639489
Record Updated	Oct 29, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	528 MAIN ST, WINONA, MN 55987-3226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38623 WOODLAND HILLS DR, WINONA, MN 55987-6077
Investor	Possibly a Property Investor

Mortgage

Document Number	000A566731
Date	Sep 6, 2012
Instrument	A566731

Lender

Name	EASTWOOD BANK
Type	Bank
Address	45 28TH ST SE, ROCHESTER, MN 55904

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2032

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 17, 2021
Property Address	528 MAIN ST, WINONA, MN 55987-3226
Document Number	000A639489
Instrument Date	Dec 14, 2021
Instrument	A639489
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1335 GRANDVIEW CT, MINNESOTA CITY, MN 55959-1209
Investor	Possibly a Property Investor

Mortgage

Document Number	000A639490
Date	Dec 17, 2021
Instrument	A639490

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jan 7, 2032

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,664.00 (+35.09%)	$241,300 (+8.25%) Land $34,600 Building $206,700	$241,300 (+8.25%) Land $34,600 Building $206,700
2025		$222,900 (+14.07%) Land $34,600 Building $188,300	$222,900 (+14.07%) Land $34,600 Building $188,300
2023	$1,972.00	$195,400 Land $33,200 Building $162,200	$195,400 Land $33,200 Building $162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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