Chemung County and Chemung Town property record for 528 Main St, Waverly, NY 14892
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 924 sqft · built 1990 |
| Lot Size | 3.89 acres (169,448 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Jul 2020) |
| Tax Bill | $3,401 (2026) |
| Deeds & Mortgages | Jul 2020 Refinance Jul 2020 Refinance + 1 more |
| APN | 072800 134.00-1-64 |
| Primary APN | 072800 134.00-1-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,724 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Lot Area | 169,448 sqft (3.89 acres) |
| Garage Type | Carport |
| Garage Area | 100 sqft |
| Carport | Carport |
| Carport Area | 100 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Canopy | 240 sqft |
| Pole Barn | Pole Barn |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00124000 |
|---|---|
| Street Address | 528 MAIN ST |
| City | WAVERLY |
| State | NY |
| Zip | 14892-9477 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | DOG KENNELS HORSE BARN |
| Legal Block | 1 |
| Legal Lot Number | 64.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11000 |
Source: Chemung County and Chemung Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 MAIN ST, WAVERLY, NY 14892-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance REGIONAL ECON DEV |
| Jul 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ANNE HOURIHAN |
| Jul 28, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CORNING FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | Oct 23, 2007 · Amount on Record |
| Deed Document Number | 202010699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 528 MAIN ST, WAVERLY, NY 14892-9477 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202010701 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 202010701 |
| Name | REGIONAL ECON DEV |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 528 MAIN ST, WAVERLY, NY 14892-9477 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202010702 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 202010702 |
| Name | ANNE HOURIHAN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Jul 28, 2020 |
| Property Address | 528 MAIN ST, WAVERLY, NY 14892-9477 |
| Document Number | 0202010699 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 202010699 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 GLIDER AVE, ELMIRA, NY 14903-7938 |
| Document Number | 0202010700 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 202010700 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chemung County and Chemung Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Chemung Town |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,401.00 (+0.98%) | ||
| 2025 | $3,368.00 | $120,750 (-) Land $25,200 Building $95,550 | $163,200 (+24.34%) Land $34,059 Building $129,141 |
| 2023 | $120,750 Land $25,200 Building $95,550 | $131,250 Land $27,391 Building $103,859 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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