528 Main St, Bethlehem, PA 18018 Property Records

Northampton County property record for 528 Main St, Bethlehem, PA 18018

Property Summary

Property Type	Mixed Use Store/Office
Details	1 bd · 4,335 sqft · built 1888
Lot Size	0.081 acres (3,528 sqft)
Owner	Company Name on File
Last Sale	$75,500 (Mar 1997)
Tax Bill	$876 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4762-03-7959-9108`

Property Details

APN / Parcel Number

Primary APN	`4762-03-7959-9108`
Alternative APN	`P6NE1D 14 25 0204`

Interior

Units	4 Units
Building Area	4,335 sqft Total Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Lot Area	3,528 sqft (0.081 acres)
Lot Dimensions	219 ft deep x 74 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 MAIN ST
City	BETHLEHEM
State	PA
Zip	18018-5812
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	CB
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3019
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Bethlehem Historic District listed 1972 · NRIS 72001131

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

528 Main St, a commercial property, is owned by a company that bought it in March 1997.

Source: Northampton County records, as of October 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1024, BETHLEHEM, PA 18016-1024
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES SECURITY BANK & TRUST COMPANY
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit EMBASSY BANK FOR THE LEHIGH VALLEY
May 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage EMBASSY BANK FOR THE LEHIGH VALLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1997 · Amount on File
Deed Sale	Mar 1, 1997 · Amount on File
Prior Sale	Mar 1, 1988 · Amount on File
Deed Document Number	199720537
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	528 MAIN ST, BETHLEHEM, PA 18018-5812
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E GOEPP ST, BETHLEHEM, PA 18018-4135

Mortgage

Document Number	0000004857
Date	Mar 5, 2026
Book Page	2026-1/45521
Instrument	2026004857

Lender

Name	PEOPLES SECURITY BANK & TRUST COMPANY
Type	Bank
Address	BETHLEHEM, PA 18017

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	528 MAIN ST, BETHLEHEM, PA 18018-5812
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E GOEPP ST, BETHLEHEM, PA 18018-4135

Mortgage

Document Number	0000021939
Date	Oct 10, 2023
Book Page	2023-1/192897
Instrument	2023021939

Lender

Name	EMBASSY BANK FOR THE LEHIGH VALLEY
Type	Bank
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	528 MAIN ST, BETHLEHEM, PA 18018-5812
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E GOEPP ST, BETHLEHEM, PA 18018-4135

Mortgage

Document Number	0000010121
Date	May 16, 2023
Book Page	2023-1/87335
Instrument	2023010121

Lender

Name	EMBASSY BANK FOR THE LEHIGH VALLEY
Type	Bank
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 528 Main St was $876.

Source: Northampton County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$876.00	$81,200 Land $42,700 Building $38,500
2024	$7,177.00	$81,200 Land $42,700 Building $38,500
1995			$162,400 Land $85,400 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Lehigh WiFi, Xfinity.

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