528 Ludwig Rd, Snohomish, WA 98290 Property Records

Snohomish County property record for 528 Ludwig Rd, Snohomish, WA 98290

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,108 sqft · built 2015
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$480,950 (Jul 2015)
Tax Bill$8,277 (2026)
Deeds & MortgagesNov 2022 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1400-000-038-00

Property Details

APN / Parcel Number

Primary APN1400-000-038-00
Alternative APNs
  • 011400-000-038-00
  • 4409657

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Units2 Units
Stories2 Stories
Building Area3,108 sqft Living Area
Gross Area3,698 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleMulti-Level
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area590 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4409657
Street Address528 LUDWIG RD
CitySNOHOMISH
StateWA
Zip98290-2388
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionSECTION 13 TOWNSHIP 28 RANGE 05 QUARTER NW RIVERVIEW HIGHLANDS BLK 000 D-00 LOT 38
Legal Range05
Legal Township28
Legal Section13
Legal SubdivisionRIVERVIEW HIGHLANDS
Legal Block000 D
Legal Lot Number38
JurisdictionSNOHOMISH WA
Township / Civil DivisionSNOHOMISH
Census Block Group4
Census Block4019
Census Tract52502

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address528 LUDWIG RD, SNOHOMISH, WA 98290-2388
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Closed-End Mortgage
SPOKANE TEACHERS CU
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
INSPIRUS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2015 · Amount on Record
Deed SaleJul 15, 2015 · Amount on Record
Deed Document Number2015710
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address528 LUDWIG RD, SNOHOMISH, WA 98290-2388
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000162
DateNov 14, 2022
Instrument202211140162
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressSPOKANE, WA 99210
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueNov 28, 2042

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address528 LUDWIG RD, SNOHOMISH, WA 98290-2388
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000046
DateNov 3, 2021
Instrument202111030046
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address528 LUDWIG RD, SNOHOMISH, WA 98290-2388
Document Number0000000302
Instrument DateMar 14, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address528 LUDWIG RD SNOHOMISH WA 982902388, SNOHOMISH, WA 98290-2388

Mortgage

Document Number0000000302
DateMar 23, 2017
Instrument201703230302
Lender
NameINSPIRUS CU
AddressSEATTLE, WA 98111-0576
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 22, 2032

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalitySnohomish City
Unified School DistrictSnohomish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,277.00 (+9.95%)$845,600 (-1.48%) Land $375,300 Building $470,300$845,600 (-1.48%) Land $375,300 Building $470,300
2023$7,528.00 (+2.88%)$858,300 (+26.59%) Land $389,500 Building $468,800$858,300 (+26.59%) Land $389,500 Building $468,800
2022$7,317.00$678,000 Land $257,500 Building $420,500$678,000 Land $257,500 Building $420,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SNOHOMISH
serves 16,367 people · EPA ID WA5380915
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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