Highlands County property record for 528 Lotus Ave, Sebring, FL 33872
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.27 acres (11,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Mar 2026) |
| Tax Bill | $281 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C224802004200010 |
| Primary APN | C224802004200010 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,748 sqft (0.27 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Street Address | 528 LOTUS AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3323 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1A |
| Legal Description | SEBRING COUNTRY EST SEC 2 PB 7 - PG 34 LOT 1 BLK 42 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY EST |
| Legal Block | 42 |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960601 |
Source: Highlands County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 LOTUS AVE, SEBRING, FL 33872-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2023 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 20262302151 |
| Deed Book / Page | 3177 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 3, 2026 |
| Property Address | 528 LOTUS AVE, SEBRING, FL 33872-3323 |
| Document Number | 0002302151 |
| Book / Page | 3177 / 385 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2302151 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4912 THUNDERBIRD RD, SEBRING, FL 33872-1852 |
| Name | Verified Name |
|---|---|
| Address | 528 LOTUS AVE, SEBRING, FL 33872-3323 |
| Document Number | 0003177388 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 3177/388 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 29, 2023 |
| Property Address | 528 LOTUS AVE, SEBRING, FL 33872-3323 |
| Document Number | 0002171508 |
| Book / Page | 3001 / 1015 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2171508 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 WHATLEY BLVD, SEBRING, FL 33870-6767 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,325 (+78.57%) Land $22,325 | $22,325 (+78.57%) Land $22,325 | |
| 2024 | $281.00 (+82.47%) | ||
| 2023 | $154.00 (+7.69%) | $12,502 (+12.01%) Land $12,502 | $12,502 (+12.01%) Land $12,502 |
| 2022 | $143.00 | $11,162 Land $11,162 | $11,162 Land $11,162 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures