528 Longwood Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 528 Longwood Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1951
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$164,957 (May 2018)
Tax Bill	$8,587 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-00055-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00055-0000-00001`
Alternative APN	`040005500001`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	528 LONGWOOD AVE
City	BOUND BROOK
State	NJ
Zip	08805-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CODRINGTON PARK
Legal Block	55
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2006
Census Tract	51200

Owner

528 Longwood Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 LONGWOOD AVE, BOUND BROOK, NJ 08805-1662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET SAVINGS BANK SLA
May 21, 2018	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	Nov 20, 2017
Deed Document Number	201818403
Deed Book / Page	7044 / 154
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	528 LONGWOOD AVE, BOUND BROOK, NJ 08805-1662
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053950
Date	Nov 2, 2020
Book Page	7268/189
Instrument	2020053950

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	528 LONGWOOD AVE, BOUND BROOK, NJ 08805-1662
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023731
Date	Jul 5, 2019
Book Page	1729/2168
Instrument	2019023731

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 21, 2018
Property Address	528 LONGWOOD AVE, BOUND BROOK, NJ 08805-1662
Document Number	0000018403
Book / Page	7044 / 0154
Instrument Date	May 17, 2018
Instrument	2018018403
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ASSOCIATED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 LONGWOOD AVE, BOUND BROOK, NJ 08805-1662

Mortgage

Document Number	0000018404
Date	May 21, 2018
Instrument	2018018404

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 528 Longwood Ave was $8,587, up 5% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,200 (+6.71%) Land $277,000 Building $138,200	$415,200 (+6.71%) Land $277,000 Building $138,200
2025	$8,587.00 (+5.01%)	$389,100 Land $252,000 Building $137,100	$389,100 Land $252,000 Building $137,100
2024	$8,177.00
2023		$337,200 Land $207,000 Building $130,200	$337,200 Land $207,000 Building $130,200
2022	$7,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Longwood Ave in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1999–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Longwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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