528 Locust St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 528 Locust St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1920
Lot Size	0.155 acres (6,732 sqft)
Owner	2 Company Names on Record
Tax Bill	$778 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.412.1040`

Property Details

APN / Parcel Number

Primary APN	`19.412.1040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Attic	Attic
Attic Area	322 sqft
Basement Area	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,732 sqft (0.155 acres)
Lot Dimensions	132 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	528 LOCUST ST
City	SAINT PETER
State	MN
Zip	56082-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 118 LOT WLY 51 OF LOTS 8 9 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	AMENDED PLAT
Legal Block	118
Legal Lot Number	8-9
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1071
Census Tract	480400

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	528 LOCUST ST, SAINT PETER, MN 56082-1427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Sep 26, 2023	Intrafamily Transfer, Transfer · Line of Credit PIONEER BANK
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2017	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 27, 2025
Transfer Doc	0000354383
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	528 LOCUST ST, SAINT PETER, MN 56082-1427
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348696
Date	Nov 2, 2023
Instrument	348696

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NICOLLET MN
Recording Date	Sep 26, 2023
Property Address	528 LOCUST ST, SAINT PETER, MN 56082-1427
Document Number	0000348305
Instrument Date	Sep 20, 2023
Instrument	348305
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	THE TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 LOCUST ST, SAINT PETER, MN 56082-1427

Mortgage

Document Number	0000348306
Date	Sep 26, 2023
Instrument	348306

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	528 LOCUST ST, SAINT PETER, MN 56082-1427
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	338195
Date	Jun 15, 2021
Instrument	338195

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	528 LOCUST ST, SAINT PETER, MN 56082-1427
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	318736
Date	Feb 14, 2017
Instrument	318736

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$778.00 Homeowner's exemption	$219,700 (+29.39%) Land $25,500 Building $194,200	$219,700 (+29.39%) Land $25,500 Building $194,200
2025	$778.00 (-56.92%)
2023	$1,806.00 Homeowner's exemption	$169,800 Land $25,500 Building $144,300	$169,800 Land $25,500 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

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