528 Lakeshore Dr, Chapin, SC 29036 Property Records

Lexington County property record for 528 Lakeshore Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,328 sqft · built 1990
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Feb 2024)
Tax Bill	$3,497 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000700-07-031`

Property Details

APN / Parcel Number

Primary APN	`000700-07-031`
Alternative APN	`0070007031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,328 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 LAKESHORE DR
City	CHAPIN
State	SC
Zip	29036-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT 4-B EAST & 5-B
Legal Lot Number	4-B
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1013
Census Tract	21204

Owner

528 Lakeshore Dr is owned by two individuals who bought it in February 2024.

Source: Lexington County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 8, 2024	Deed, Transfer
Aug 25, 2017	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	20244578
Deed Book / Page	21092 / 5334
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	528 LAKESHORE DR, CHAPIN, SC 29036-9463
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2103902769
Date	Dec 22, 2022
Book Page	21039/2769
Instrument	2022054539

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 8, 2024
Property Address	528 LAKESHORE DR, CHAPIN, SC 29036-9463
Document Number	2109205334
Book / Page	21092 / 5334
Map Reference	MB 249 PG 62-A
Instrument Date	Dec 27, 2023
Instrument	2024004578
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Tax	$1,495.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5609 WESCOTT RD, COLUMBIA, SC 29212-3004

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 25, 2017
Property Address	528 LAKESHORE DR, CHAPIN, SC 29036-9463
Document Number	1944600184
Book / Page	19446 / 184
Instrument Date	Aug 24, 2017
Instrument	2017040983
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,261.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 LAKESHORE DR, CHAPIN, SC 29036-9463

Mortgage

Document Number	1944600186
Date	Aug 25, 2017
Book Page	19446/186
Instrument	2017040984

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,497.00 (+70.5%)	$22,861 (+69.14%) Land $5,492 Building $17,369	$571,500 (+69.14%) Land $137,300 Building $434,200
2023	$2,051.00	$13,516 Land $5,492 Building $8,024	$337,880 Land $137,300 Building $200,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Lakeshore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Lakeshore Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMICKS FERRY WTR SYSTEM serves 3,937 people · EPA ID SC3250077
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CarolinaConnect Cooperative.

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