528 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 528 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 1840
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2023)
Tax Bill	$4,047 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 048.19-1-80`

Property Details

APN / Parcel Number

Primary APN	`265489 048.19-1-80`
Alternative APNs	`54890481900001080000` `03494000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,167 sqft Living Area
1st Floor Area	891 sqft
Upper Floors Area	276 sqft
Game Room	Game Room

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	108 ft deep x 175 ft wide
Garage Type	Detached
Porch	Slab
Porch Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03494000000
Street Address	528 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0065-14-07
Legal Block	1
Legal Lot Number	80.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1002
Census Tract	11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 LAKE RD, WEBSTER, NY 14580-1057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Executor's Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jan 30, 2014 · Amount on Record
Deed Document Number	2023470
Deed Book / Page	12837 / 380
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	0000000550
Record Updated	Oct 29, 2026

July 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	Jul 14, 2023
Property Address	528 LAKE RD, WEBSTER, NY 14580-1057
Document Number	0000000470
Book / Page	12837 / 380
Instrument Date	Jul 10, 2021
Instrument	202307140470
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 PIONEER RD, SHORTSVILLE, NY 14548-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 LAKE RD, WEBSTER, NY 14580-1057

Mortgage

Document Number	0000000471
Date	Jul 14, 2023
Instrument	202307140471

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 16, 2019
Property Address	528 LAKE RD, WEBSTER, NY 14580-1057
Document Number	0000000577
Book / Page	012255 / 000211
Instrument Date	Oct 1, 2019
Instrument	577
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 DENISE RUN ROCHESTER NY 14621, ROCHESTER, NY 14621

Mortgage

Document Number	578
Date	Oct 16, 2019
Book Page	028236/000019
Instrument	578

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,047.00 (+1%)
2025	$4,007.00 (+24.98%)	$85,400 (-) Land $37,000 Building $48,400	$177,900 (+20.86%) Land $77,076 Building $100,824
2023		$85,400 (-) Land $37,000 Building $48,400	$147,200 (+10.34%) Land $63,775 Building $83,425
2022		$85,400 Land $37,000 Building $48,400	$133,400 Land $57,796 Building $75,604
2021	$3,206.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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