Calvert County property record for 528 Lake Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 725 sqft · built 1957 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $23,000 (Mar 1989) |
| Tax Bill | $2,568 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-075187 |
| Primary APN | 01-075187 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 725 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,290 sqft (0.351 acres) |
| View / Lot | Waterfront |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 075187 |
|---|---|
| Street Address | 528 LAKE DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 7 BLK A SEC 2 DRUM POINT |
| Legal Block | A |
| Legal Lot Number | 7 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 861003 |
528 Lake Dr is owned by two individuals who bought it in March 1989.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 DEER DR, LUSBY, MD 20657-2713 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1989 · Amount on File |
| Deed Sale | Mar 2, 1989 · Amount on File |
| Deed Book / Page | 467 / 768 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 528 Lake Dr was $2,568.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,000 Land $114,800 Building $96,200 | $211,000 Land $114,800 Building $96,200 | |
| 2025 | $2,568.00 | ||
| 2023 | $1,886.00 | $181,600 Land $114,800 Building $66,800 | $181,600 Land $114,800 Building $66,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1995–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 Lake Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber, T-Mobile.
5G and 4G LTE (outdoors only)
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