528 Lake Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 528 Lake Ave, Ashtabula, OH 44004

Property Summary

Property Type	Restaurant
Details	3 bd · 2 ba · 1,584 sqft · built 1900
Lot Size	0.211 acres (9,191 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Feb 2023)
Tax Bill	$495 (2025)
Deeds & Mortgages	Feb 2023 Sale & Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`68-407-00-126-00`

Property Details

APN / Parcel Number

Primary APN	`68-407-00-126-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,584 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Lot Area	9,191 sqft (0.211 acres)
View / Lot	Major Commercial Strip

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	528 LAKE AVE
City	ASHTABULA
State	OH
Zip	44004-3227
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	1-2 3 & 6 KEYS
Legal Subdivision	KEYSTONE
Legal Lot Number	2
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2012
Census Tract	601

Owner

Source: Ashtabula County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1463 W 6TH ST, ASHTABULA, OH 44004-3309
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · Line of Credit E CAPITAL PARTNERS LLC
Mar 8, 2022	Warranty Deed, Transfer OHIO REAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20231517
Deed Book / Page	790 / 834
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 21, 2023
Property Address	528 LAKE AVE, ASHTABULA, OH 44004-3227
Document Number	0000001517
Book / Page	790 / 834
Map Reference	VOL 1 PG 30A&30B
Instrument Date	Feb 9, 2023
Instrument	2023-00001517
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 W 6TH ST, ASHTABULA, OH 44004-3309

Mortgage

Document Number	0007900838
Date	Feb 21, 2023
Instrument	790/0838

Lender

Name	E CAPITAL PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2028

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 8, 2022
Property Address	528 LAKE AVE, ASHTABULA, OH 44004-3227
Document Number	0000002439
Book / Page	765 / 794
Map Reference	VOL 1 PG 30-A
Instrument Date	Mar 3, 2022
Instrument	202200002439
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 LAKE AVE, ASHTABULA, OH 44004-3227

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (+14.06%)	$5,640 (-) Land $5,640	$16,100 (-) Land $16,100
2023	$434.00 (-51.83%)	$5,640 (-) Land $5,640	$16,100 (-) Land $16,100
2022	$901.00	$5,640 Land $5,640
2020			$16,100 Land $16,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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