528 Knapp Ave, Morehead, KY 40351 Property Records

Rowan County property record for 528 Knapp Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1950
Owner	Individual Name on Record
Last Sale	$114,500 (Mar 2024)
Tax Bill	$188 (2025)
Deeds & Mortgages	Mar 2024 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-30 00 026.00`

Property Details

APN / Parcel Number

Primary APN	`062-30 00 026.00`
Alternative APNs	`9129` `4821` `8743`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1950
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8743
Street Address	528 KNAPP AVE
City	MOREHEAD
State	KY
Zip	40351-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT @ 522 KNAPP AVE
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950202

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 KNAPP AVE, MOREHEAD, KY 40351-1126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed, Transfer
Jul 22, 2020	Deed, Transfer THE CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2028500
Deed Book / Page	D290 / 887
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 8, 2024
Property Address	528 KNAPP AVE, MOREHEAD, KY 40351-1126
Document Number	00D290/887
Book / Page	D290 / 887
Map Reference	MB 228 PG 108
Instrument Date	Mar 8, 2024
Instrument	2028500
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$114.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2055 EAGLE DR, MOREHEAD, KY 40351-6080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 KNAPP AVE, MOREHEAD, KY 40351-1126

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 22, 2020
Property Address	528 KNAPP AVE, MOREHEAD, KY 40351-1126
Document Number	00D276/252
Book / Page	D276 / 252
Instrument Date	Jul 21, 2020
Instrument	2005710
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 EAGLE DR, MOREHEAD, KY 40351-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 SUNSET DR, OWINGSVILLE, KY 40360-7068

Mortgage

Document Number	0002005711
Date	Jul 22, 2020
Instrument	2005711

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 21, 2030

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$188.00 (-75.46%)	$22,500 (-75%) Land $22,500	$22,500 (-75%) Land $22,500
2023	$766.00	$90,000 Land $25,000 Building $65,000	$90,000 Land $25,000 Building $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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