528 Jackson St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 528 Jackson St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,005 sqft · built 1910
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$114,500 (May 2005)
Tax Bill	$791 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-28-177-002`

Property Details

APN / Parcel Number

Primary APN	`09-28-177-002`
Alternative APNs	`928177002` `460B291D`

Interior

Building Area	1,005 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	324 sqft

Location & Zoning

Account Number	460B291D
Street Address	528 JACKSON ST
City	PECATONICA
State	IL
Zip	61063-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF PECATONICA S 1/2 VAC ALLEY LYGN OF & ADJ LOT 12 WITH LOT 12 & EXC S10 FT ALL LOT 011 BLOCK 036
Legal Subdivision	VILLAGE PECATONICA
Legal Block	36
Legal Lot Number	12,0
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2002
Census Tract	4300

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 JACKSON ST, PECATONICA, IL 61063-9399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERMAN AMERICAN STATE BANK
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2005 · Amount on Record
Deed Sale	May 27, 2005 · Amount on Record
Deed Document Number	2005530047
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	528 JACKSON ST, PECATONICA, IL 61063-9399
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018399
Date	May 26, 2021
Instrument	2118399

Lender

Name	GERMAN AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	528 JACKSON ST, PECATONICA, IL 61063-9399
Document Number	0001000992
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 JACKSON ST PECATONICA IL 610639399, PECATONICA, IL 61063-9399

Mortgage

Document Number	0001000992
Date	Jan 11, 2019
Instrument	1000992

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00	$33,926 (+26.69%) Land $6,408 Building $27,518	$101,778 (+26.69%) Land $19,224 Building $82,554
2022	Homeowner's exemption	$26,779 Land $5,058 Building $21,721	$80,337 Land $15,174 Building $65,163

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Computer Dynamics of NW Illinois Fixed Wireless	200 / 200

May also be available: AaroBand.

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