528 Humphrey St, Monroe, MI 48161 Property Records

Monroe County property record for 528 Humphrey St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1913
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jul 2015)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`55-39-00514-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00514-000`
Alternative APN	`55 390 051 40`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	934 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	420 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	528 HUMPHREY ST
City	MONROE
State	MI
Zip	48161-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WADSWORTH AND NAVARRE PLAT LOT 190 EXCEPT S 40 FT
Legal Subdivision	WADSWORTH & NAVARRE
Legal Lot Number	190
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2011
Census Tract	831900

Owner

528 Humphrey St is owned and occupied by an individual who acquired it in April 2025.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	528 HUMPHREY ST, MONROE, MI 48161-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2015 · Amount on File
Deed Sale	Jul 23, 2015 · Amount on File
Prior Sale	Aug 30, 2001 · Amount on File
Deed Document Number	201515025
Last Transfer Date	Apr 25, 2025
Transfer Doc	0000006764
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 20, 2026
Property Address	528 HUMPHREY ST, MONROE, MI 48161-2057
Document Number	0000006976
Instrument Date	Apr 14, 2026
Instrument	20266976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HUMPHREY ST, MONROE, MI 48161-2057

Mortgage

Document Number	0000006976,
Date	Apr 20, 2026
Instrument	20266976

Lender

Name	DIRECTIONS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 28, 2036

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 528 Humphrey St was $1,579 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (+8.14%) Land $82,400	$164,800 (+8.14%) Land $164,800
2025	$1,579.00 Homeowner's exemption	$76,200 Land $76,200	$152,400 Land $152,400
2023	$1,383.00 Homeowner's exemption	$48,020	$96,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 Humphrey St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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