528 High St, Lancaster, PA 17603 Property Records

Lancaster County property record for 528 High St, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,190 sqft · built 1915
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$214,995 (Apr 2026)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`338-81023-0-0000`

Property Details

APN / Parcel Number

Primary APN	`338-81023-0-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	595 sqft
Upper Floors Area	595 sqft
Basement Area	357 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Porch	Open Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 HIGH ST
City	LANCASTER
State	PA
Zip	17603-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	528 HIGH ST
Legal Lot Number	10
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2005
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

528 High St is owned and occupied by an individual who bought it in April 2026.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	528 HIGH ST, LANCASTER, PA 17603-5208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF BIRD IN HAND
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit DAVID K RUTT
Oct 19, 2020	Grant Deed, Transfer · Line of Credit PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	202612518
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Apr 1, 2026
Property Address	528 HIGH ST, LANCASTER, PA 17603-5208
Document Number	0000012518
Instrument Date	Mar 30, 2026
Instrument	202612518
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	REA ABSTRACT, REGAL ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,144.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HIGH ST, LANCASTER, PA 17603-5208

Mortgage

Document Number	0000012519,
Date	Apr 1, 2026
Instrument	202612519

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000012520,
Date	Apr 1, 2026
Instrument	202612520

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	528 HIGH ST, LANCASTER, PA 17603-5208
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 LITTLE BEAVER RD, STRASBURG, PA 17579-9707

Mortgage

Document Number	0006572571
Date	Jan 7, 2021
Instrument	6572571

Lender

Name	BANK OF BIRD IN HAND
Type	Bank
Address	BIRD IN HAND, PA 17505

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	528 HIGH ST, LANCASTER, PA 17603-5208
Document Number	0006556382
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	216 LITTLE BEAVER RD STRASBURG PA 175799707, STRASBURG, PA 17579-9707
Investor	Possibly a Property Investor

Mortgage

Document Number	0006556382
Date	Oct 29, 2020
Instrument	6556382

Lender

Name	DAVID K RUTT
Address	210 MILLWOOD RD, LANCASTER, PA 17602-4753

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 19, 2020
Property Address	528 HIGH ST, LANCASTER, PA 17603-5208
Document Number	0006553695
Instrument Date	Oct 14, 2020
Instrument	6553695
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	216 LITTLE BEAVER RD STRASBURG PA 175799707, STRASBURG, PA 17579-9707
Investor	Possibly a Property Investor

Mortgage

Document Number	6553696
Date	Oct 19, 2020
Instrument	6553696

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	STRASBURG, PA 17579

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 528 High St was $2,167, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,200 (-) Land $12,500 Building $41,700	$54,200 (-) Land $12,500 Building $41,700
2025	$2,167.00 (+1.07%) Homeowner's exemption	$54,200 (-) Land $12,500 Building $41,700	$54,200 Land $12,500 Building $41,700
2024	$2,144.00	$54,200 Land $12,500 Building $41,700
2018			$54,200 Land $12,500 Building $41,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 528 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 528 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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