528 Heatherstone Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 528 Heatherstone Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,315 sqft · built 2002
Lot Size	0.312 acres (13,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,999 (Oct 2023)
Tax Bill	$5,350 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072I-29B-208`

Property Details

APN / Parcel Number

Primary APN	`072I-29B-208`
Alternative APNs	`072I-29B-208/00.00` `16488`

Interior

Full Baths	5 Baths
Building Area	5,315 sqft Adjusted Area
Gross Area	3,633 sqft
1st Floor Area	3,633 sqft
2nd Floor Area	1,404 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,614 sqft (0.312 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	16488
Street Address	528 HEATHERSTONE CT
City	RIDGELAND
State	MS
Zip	39157-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 HEATHERSTONE PT 1(RESURVEY)
Legal Range	02E
Legal Township	07N
Legal Section	29
Legal Subdivision	HEATHERSTONE PT 1 RESURV 217
Legal Lot Number	16
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	30104

Owner

Source: Madison County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	2023992653
Deed Book / Page	4375 / 223
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	3492/0862
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Apr 8, 2026
Property Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Document Number	0001049215
Book / Page	4667 / 463
Instrument Date	Mar 27, 2026
Instrument	20261049215
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908

Mortgage

Document Number	0001049215,
Date	Apr 8, 2026
Book Page	4667/463
Instrument	20261049215

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908

Mortgage

Document Number	004363/589
Date	Aug 23, 2023
Book Page	4363/589
Instrument	988143

Lender

Name	RENASANT BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 2, 2023
Property Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Document Number	004375/223
Book / Page	4375 / 223
Map Reference	CAB D SL 19
Instrument Date	Sep 29, 2023
Instrument	992653
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4921 COURTHOUSE RD, GULFPORT, MS 39507-4246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908

Mortgage

Document Number	0000992654
Date	Oct 2, 2023
Instrument	992654

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908

Mortgage

Document Number	004165/567
Date	Feb 2, 2022
Book Page	4165/567
Instrument	949749

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Document Number	0000857350
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HEATHERSTONE CT RIDGELAND MS 391572908, RIDGELAND, MS 39157-2908

Mortgage

Document Number	0000857350
Date	Jan 23, 2019
Book Page	003685/000340
Instrument	857350

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 22, 2029

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jun 26, 2017
Property Address	528 HEATHERSTONE CT, RIDGELAND, MS 39157-2908
Document Number	0000815072
Book / Page	003492 / 000862
Instrument Date	Apr 25, 2017
Instrument	815072
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HEATHERSTONE CT RIDGELAND MS 391572908, RIDGELAND, MS 39157-2908

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,850 (+0.78%)	$528,500 (+0.78%) Land $65,000 Building $463,500
2023	$5,350.00 Homeowner's exemption	$52,439 (-)	$524,390 (-) Land $65,000 Building $459,390
2022	$5,350.00 Homeowner's exemption	$52,439	$524,390 Land $65,000 Building $459,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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