528 Harold St, Lodi, CA 95240 Property Records

San Joaquin County property record for 528 Harold St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,021 sqft · built 1938
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Tax Bill	$2,736 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`047-370-200-000`

Property Details

APN / Parcel Number

Primary APN	`047-370-200-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,021 sqft Living Area

Exterior

Year Built	Built 1938
Architectural Style	Other
Construction Type	Wood
Lot Area	6,300 sqft (0.144 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	528 HAROLD ST
City	LODI
State	CA
Zip	95240-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	14
Legal Description	CITY/MUNI/TWP:LODI SUBD:WILLOW TRACT MAP REF:MB 047 PG 37
Legal Subdivision	WILLOW TRACT
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2016
Census Tract	4404

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 JEFFREY TER, SUNNYVALE, CA 94086-3900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 20, 2017
Last Transfer Date	Jan 22, 2019
Transfer Doc	0000007233
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	528 HAROLD ST, LODI, CA 95240-4222
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	WFG TITLE, WFG TITLE LODI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 SWALLOW LN, LODI, CA 95240-6305

Mortgage

Document Number	0000016346
Date	Feb 27, 2026
Instrument	2026-016346

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 22, 2019
Property Address	528 HAROLD ST, LODI, CA 95240-4222
Document Number	0000007233
Instrument Date	Jan 8, 2019
Instrument	7233
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 JEFFREY TER SUNNYVALE CA 940863900, SUNNYVALE, CA 94086-3900

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 20, 2017
Property Address	528 HAROLD ST, LODI, CA 95240-4222
Document Number	0000044488
Instrument Date	Apr 19, 2017
Instrument	44488
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	112 N SCHOOL ST LODI CA 952402120, LODI, CA 95240-2120

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,736.00 (+4.31%)	$250,986 (+4.04%) Land $66,929 Building $184,057
2023	$2,623.00 (+2.26%)	$241,242 Land $64,331 Building $176,911
2022	$2,565.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

Nearby Properties on Harold St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures