528 Harding Ave, Reading, PA 19607 Property Records

Berks County property record for 528 Harding Ave, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,682 sqft · built 1955
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jul 2020)
Tax Bill$1,974 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5305-05-09-3350

Property Details

APN / Parcel Number

Primary APN5305-05-09-3350
Alternative APNs
  • 39-5305-05-09-3350
  • 39354528
  • 354528

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,682 sqft Living Area
Gross Area2,202 sqft
1st Floor Area1,682 sqft
Basement Area520 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39354528
Street Address528 HARDING AVE
CityREADING
StatePA
Zip19607-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMIFFLIN PARK SEC 01
Legal Block09
Legal Lot Number16
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group2
Census Block2011
Census Tract11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address528 HARDING AVE, READING, PA 19607-2802
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Prior SaleJan 26, 2005 · Amount on Record
Deed Document Number202025500
Record UpdatedOct 29, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 30, 2020
Property Address528 HARDING AVE, READING, PA 19607-2802
Document Number0000025500
Map ReferenceMB 14 PG 28
Instrument DateJul 24, 2020
Instrument2020025500
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyEDGE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address528 HARDING AVE, READING, PA 19607-2802

Mortgage

Document Number0000025501
DateJul 30, 2020
Instrument2020025501
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,974.00 (+24.86%)$99,400 (-) Land $40,200 Building $59,200$40,200 (-59.56%) Land $40,200
2024$1,581.00$99,400 Land $40,200 Building $59,200
1994$99,400 Land $40,200 Building $59,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2001)
Most Recent ClaimJun 2001 · Tropical Storm Allison

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHILLINGTON MUNI AUTH
serves 13,300 people · EPA ID PA3060067
Water SourcePurchased surface water from WESTERN BERKS WATER AUTH
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Harding Ave

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