528 Grouse Ct, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 528 Grouse Ct, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Jun 2026)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`016-20-00-001.59`

Property Details

APN / Parcel Number

Primary APN	`016-20-00-001.59`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	936 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	528 GROUSE CT
City	ELSMERE
State	KY
Zip	41018-2696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK SEC 3 LOT 57
Legal Subdivision	RIPPLE CREEK
Legal Phase	3
Legal Lot Number	57
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2017
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7551 CAROLE LN, FLORENCE, KY 41042-2205
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 21, 2023	Intrafamily Transfer, Transfer · Line of Credit COVE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	202611423
Deed Book / Page	440 / 550
Prior Transfer Date	Apr 17, 2023
Prior Transfer Doc	0005900057
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jun 2, 2026
Property Address	528 GROUSE CT, ELSMERE, KY 41018-2696
Document Number	0000011423
Book / Page	440 / 550
Instrument Date	Apr 29, 2026
Instrument	202611423
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,846.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7551 CAROLE LN, FLORENCE, KY 41042-2205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011424,
Date	Jun 2, 2026
Instrument	2026060211424

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2023
Property Address	528 GROUSE CT, ELSMERE, KY 41018-2696
Document Number	0005900057
Book / Page	KC 223 / 198
Map Reference	PL 1632
Instrument Date	Apr 17, 2023
Instrument	23042105900057
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 GROUSE CT, ELSMERE, KY 41018-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	528 GROUSE CT, ELSMERE, KY 41018-2696

Mortgage

Document Number	0005900058
Date	Apr 21, 2023
Book Page	KCM 455/594
Instrument	23042105900058

Lender

Name	COVE FCU
Type	Credit Union
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,500 (-) Land $25,000 Building $145,500	$170,500 (-) Land $25,000 Building $145,500
2025	$2,589.00 (+1.33%)	$170,500 (-) Land $25,000 Building $145,500	$170,500 (-) Land $25,000 Building $145,500
2023	$2,555.00	$170,500 Land $25,000 Building $145,500	$170,500 Land $25,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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