528 Grandy Rd, Grandy, NC 27939 Property Records

Currituck County property record for 528 Grandy Rd, Grandy, NC 27939 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,196 sqft Living Area
Lot Size40,075 sqft (0.919 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2020)
Tax Bill$1,607.00 (2025)

Property Details

APN / Parcel Number

Primary APN9921-02-2732
Alternative APNs
  • 0095000054B0000
  • 000155638
  • 9921-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,196 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area40,075 sqft (0.919 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number000155638
Street Address528 GRANDY RD
CityGRANDY
StateNC
Zip27939-9735
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 OTTER POND ESTATES MINOR SUBD
Legal SubdivisionOTTER POND ESTATES
Legal Lot Number2
JurisdictionCURRITUCK NC
Minor Civil DivisionPOPLAR BRANCH
Census Blockgroup1
Census Block1025
Census Tract110404

Owner

Source: Currituck County records · APN 9921-02-2732

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 GRANDY RD, GRANDY, NC 27939-9735
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 08, 2020Deed of Trust, Construction Loan · Line of Credit
TOWNEBANK MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Deed Doc Number0001554689
Deed Book / Page1554 / 689
Record RefreshedJun 08, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateAug 21, 2020
Property Address528 GRANDY RD, GRANDY, NC 27939-9735
Document Number0015540689
Book / Page1554 / 689
Map ReferenceCAB Q SL 147
Instrument DateAug 04, 2020
Instrument354202
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 429, MOYOCK, NC 27958-0429

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 GRANDY RD, GRANDY, NC 27939-9735

Mortgage

Document Number354204
DateAug 21, 2020
Instrument354204
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Recording DateMay 08, 2020
Property Address528 GRANDY RD, GRANDY, NC 27939-9735
Document Number0015340585
Book / Page001534 / 000585
Instrument DateMay 08, 2020
Instrument351147
Transaction TypeConstruction Loan
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 429 MOYOCK NC 279580429, MOYOCK, NC 27958-0429

Mortgage

Document Number15340585
DateMay 08, 2020
Book Page001534/000585
Instrument351147
Lender
NameTOWNEBANK MTG
TypeMortgage Company
AddressSOUTHERN SHORES, NC 27949
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,607.00 (+0.31%)$216,600 (-) Land $52,800 Building $163,800
2024$1,602.00 (+9.8%)$216,600 (-) Land $52,800 Building $163,800
2023$1,459.00 (+18.14%)$216,600 (-) Land $52,800 Building $163,800$216,600 (-) Land $52,800 Building $163,800
2022$1,235.00$216,600 Land $52,800 Building $163,800$216,600 (-) Land $52,800 Building $163,800
2021$216,600 Land $52,800 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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