528 Gilbert Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 528 Gilbert Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,309 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Jan 2017)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-3N-5E-0000-0083-0000`

Property Details

APN / Parcel Number

Primary APN	`33-3N-5E-0000-0083-0000`
Alternative APN	`12329`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	2,469 sqft
1st Floor Area	2,309 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	43,560 ft Width
Garage Area	573 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	528 GILBERT RD
City	MONTICELLO
State	FL
Zip	32344-5888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 ACRE IN NE1/4 OF NE1/4 ORB 736/747
Legal Range	05E
Legal Township	03N
Legal Section	33
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2044
Census Tract	250106

Owner

Source: Jefferson County records · APN 33-3N-5E-0000-0083-0000

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 GILBERT RD, MONTICELLO, FL 32344-5888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN
Mar 06, 2020	Correction Deed NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE
Dec 06, 2017	Loan Modification, Mortgage SUNSHINE CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 2017 · Amount on Record
Deed Sale	Jan 01, 2017 · Amount on Record
Deed Book / Page	736 / 747
Last Transfer Date	Jan 20, 2017
Transfer Doc	0007360747
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	528 GILBERT RD, MONTICELLO, FL 32344-5888
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007800603
Date	Mar 06, 2020
Book Page	780/603
Instrument	202033000623

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 06, 2020
Property Address	528 GILBERT RD, MONTICELLO, FL 32344-5888
Document Number	0007800600
Book / Page	000780 / 000600
Instrument Date	Feb 28, 2020
Instrument	33000622
Record Updated	May 19, 2020
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 GILBERT RD MONTICELLO FL 323445888, MONTICELLO, FL 32344-5888

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON FL
Property Address	528 GILBERT RD, MONTICELLO, FL 32344-5888
Document Number	0007490787
Instrument Date	Dec 06, 2017
Transaction Type	Mortgage
Record Updated	Feb 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007490787
Date	Jan 23, 2018
Book Page	000749/000787
Instrument	33000217

Lender

Name	SUNSHINE CMNTY BK
Address	TALLAHASSEE, FL 32301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 Homeowner's exemption	$260,548 (+2.9%)	$342,283 (-3.32%) Land $11,000 Building $331,283
2024	$3,276.00 (+2.54%) Homeowner's exemption	$253,205 (+3%)	$354,027 (+1.84%) Land $17,000 Building $337,027
2023	$3,195.00 (+6.39%) Homeowner's exemption	$245,830 (+3%)	$347,626 (+14.26%) Land $15,000 Building $332,626
2022	$3,003.00 Homeowner's exemption	$238,670	$304,229 Land $12,000 Building $292,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 23, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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