Burleigh County property record for 528 Gary Ave, Bismarck, ND 58501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,103 sqft · built 1965 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,900 (Aug 2009) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Oct 2019 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0415-020-005 |
| Primary APN | 0415-020-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,103 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 1,083 sqft |
| Finished Basement | 1,083 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | French |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 528 GARY AVE |
|---|---|
| City | BISMARCK |
| State | ND |
| Zip | 58501-3280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | REP B20 MORNINGSIDE HGTS LOT 2 LESS SE 10 |
| Legal Subdivision | REP B20 MORNINGSIDE HGTS |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | BURLEIGH ND |
| Township / Civil Division | BISMARCK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10900 |
528 Gary Ave is owned and occupied by two individuals who bought it in August 2009.
Source: Burleigh County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK |
| Apr 15, 2016 | Deed of Trust, Mortgage BNC NATIONAL BANK |
| Sep 14, 2015 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Jul 1, 2015 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Aug 27, 2024 | Deed of Trust, Mortgage · Line of Credit BNC NATIONAL BANK |
| Mar 28, 2016 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE CORP |
| Aug 14, 2009 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2009 · Amount on File |
| Deed Sale | Aug 14, 2009 · Amount on File |
| Deed Document Number | 2009713377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Oct 13, 2026 |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Document Number | 0000996674 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 2026996674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Document Number | 0000996674, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 2026996674 |
| Name | BNC NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 5, 2033 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000892380 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 892380 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 5, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000839060 |
|---|---|
| Date | Apr 15, 2016 |
| Instrument | 839060 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58503 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Apr 5, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000829988 |
|---|---|
| Date | Sep 14, 2015 |
| Instrument | 829988 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 5, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000826256 |
|---|---|
| Date | Jul 1, 2015 |
| Instrument | 826256 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Document Number | 0000969589 |
|---|---|
| Date | Aug 27, 2024 |
| Instrument | 969589 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 05803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 16, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL |
| Name | Verified Name |
|---|
| Document Number | 0000838155 |
|---|---|
| Date | Mar 28, 2016 |
| Instrument | 838155 |
| Name | PREMIER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BISMARCK, ND 58501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Aug 14, 2009 |
| Property Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Document Number | 0000713377 |
| Instrument Date | Aug 13, 2009 |
| Instrument | 713377 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 528 GARY AVE, BISMARCK, ND 58501-3280 |
| Document Number | 0000713379 |
|---|---|
| Date | Aug 14, 2009 |
| Instrument | 713379 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2039 |
| Rate | 5.8% |
|---|
The 2025 property tax bill for 528 Gary Ave was $1,520.
Source: Burleigh County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Burleigh County |
| Municipality | Bismarck City |
| Unified School District | Bismarck Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 | $122,950 Land $27,000 Building $95,950 | $245,900 Land $54,000 Building $191,900 |
| 2023 | $3,258.00 | $116,750 Land $24,000 Building $92,750 | $233,500 Land $48,000 Building $185,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Gary Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 528 Gary Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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