Pinellas County property record for 528 Frances St, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 1,597 sqft · built 2021 |
| Lot Size | 0.04 acres (1,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $495,000 (Jul 2022) |
| Tax Bill | $7,905 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jun 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-001-141-5341-4 |
| Primary APN | C62-001-141-5341-4 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,597 sqft Heated Area |
| Upper Floors Area | 805 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,764 sqft (0.04 acres) |
| Lot Dimensions | 90 ft deep x 21 ft wide |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R494855 |
|---|---|
| Street Address | 528 FRANCES ST |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-4910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANCES STREET TOWNHOMES LOT 2 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 27 |
| Legal Subdivision | FRANCES STREET TOWNHOMES |
| Legal Lot Number | 2 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 27108 |
Source: Pinellas County records · APN C62-001-141-5341-4
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2022 | Warranty Deed, Transfer SECURITY TITLE COMPANY |
| Jun 23, 2021 | Quit Claim Deed, Transfer SECURITY TITLE COMPANY |
| Feb 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2022 · Amount on Record |
| Deed Sale | Jul 07, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2021 |
| Deed Document Number | 2022211566 |
| Deed Book / Page | 22128 / 166 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 07, 2022 |
| Property Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Document Number | 0221280166 |
| Book / Page | 22128 / 166 |
| Map Reference | MB 144 PG 71 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022211566 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | SECURITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Name | Verified Name |
|---|---|
| Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Document Number | 0215950970 |
| Book / Page | 21595 / 970 |
| Map Reference | MB 144 PG 71 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021208159 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 REYNOLDS DR, MIFFLINTOWN, PA 17059-8980 |
| Name | Verified Name |
|---|---|
| Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 11, 2021 |
| Property Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Document Number | 0213862139 |
| Book / Page | 21386 / 2139 |
| Map Reference | MB 144 PG 71 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021046873 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | SECURITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 397 N CAROLINA AVE, PALM HARBOR, FL 34683-5465 |
| Name | Verified Name |
|---|---|
| Address | 528 FRANCES ST, DUNEDIN, FL 34698-4910 |
| Document Number | 0213862140 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 21386/2140 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,905.00 (+23.02%) | $458,826 (+25.12%) | $458,826 (+25.12%) Land $109,034 Building $349,792 |
| 2023 | $6,426.00 (+36.99%) | $366,700 (+19.26%) | $366,700 (+19.26%) Land $94,618 Building $272,082 |
| 2022 | $4,691.00 Homeowner's exemption | $307,473 | $307,473 Land $98,437 Building $209,036 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 units insured incl. 94 condo units |
| Nearby Flood Claims | 15 (2023–2024) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Verizon.
Based on FCC filings for 440 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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