528 Flower House Loop, Troutman, NC 28166 Property Records

Iredell County property record for 528 Flower House Loop, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,791 sqft · built 1973
Lot Size	5.67 acres (247,377 sqft)
Owner	Individual Name on Record
Tax Bill	$536 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`4649-99-2185.000`

Property Details

APN / Parcel Number

Primary APN	`4649-99-2185.000`
Alternative APNs	`4649992280.000` `44958000` `80098856`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,791 sqft Heated Area
Gross Area	3,874 sqft
1st Floor Area	1,791 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	247,377 sqft (5.67 acres)
Lot Width	200 ft Width
Garage Type	Mixed
Garage Area	322 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	80098856
Street Address	528 FLOWER HOUSE LOOP
City	TROUTMAN
State	NC
Zip	28166-8730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	FLOWERHOUSE MEADOWS PB67-4 SR1312
Legal Block	99
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	1
Census Block	1024
Census Tract	61302

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-8730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	528 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-8730
Document Number	26602489
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 FLOWER HOUSE LOOP TROUTMAN NC 281668730, TROUTMAN, NC 28166-8730

Mortgage

Document Number	26602489
Date	Nov 26, 2019
Book Page	002660/002489

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 14, 2017
Property Address	528 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-8730
Document Number	2506624
Book / Page	002506 / 000624
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,210 (-) Land $59,060 Building $177,150	$236,210 (-) Land $59,060 Building $177,150
2025	$536.00 (-63.11%)	$236,210 (-) Land $59,060 Building $177,150	$236,210 (-) Land $59,060 Building $177,150
2024	$1,453.00	$236,210 (-) Land $59,060 Building $177,150	$236,210 (-) Land $59,060 Building $177,150
2023	$1,453.00 (+45.3%)	$236,210 (+28.7%) Land $59,060 Building $177,150	$236,210 (+28.7%) Land $59,060 Building $177,150
2022	$1,000.00	$183,540 Land $59,060 Building $124,480	$183,540 Land $59,060 Building $124,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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