528 Flotbeck Rd, King William, VA 23086 Property Records

King William County property record for 528 Flotbeck Rd, King William, VA 23086

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,999 sqft · built 2016
Lot Size	81 acres (3,531,845 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,889 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3884-1`

Property Details

APN / Parcel Number

Primary APN	`3884-1`
Alternative APN	`36 7 1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,999 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	3,531,845 sqft (81 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3884-1
Street Address	528 FLOTBECK RD
City	KING WILLIAM
State	VA
Zip	23086-2518
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-C
Legal Description	WINTERHAM LOT 1A
Legal Subdivision	WINTERHAM
Legal Lot Number	1A
Jurisdiction	KING WILLIAM VA
Township / Civil Division	ACQUINTON
Census Block Group	1
Census Block	1012
Census Tract	950200

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 FLOTBECK RD, KING WILLIAM, VA 23086-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK
Feb 14, 2018	Deed of Trust, Mortgage · Line of Credit COLONIAL FARM CREDIT ACA
Mar 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST COMPANY
Feb 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Recording Date	Sep 16, 2026
Property Address	528 FLOTBECK RD, KING WILLIAM, VA 23086-2518
Document Number	0000002243
Instrument Date	Sep 8, 2026
Instrument	20262243
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 FLOTBECK RD, KING WILLIAM, VA 23086-2518

Mortgage

Document Number	0000002243,
Date	Sep 16, 2026
Instrument	20262243

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2056

Interest

Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	528 FLOTBECK RD, KING WILLIAM, VA 23086-2518
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	TC SETTLEMENT SERVICES LLC, C&Z SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000346
Date	Feb 14, 2018
Instrument	180000346

Lender

Name	COLONIAL FARM CREDIT ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	528 FLOTBECK RD, KING WILLIAM, VA 23086-2518
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	TC SETTLEMENT SERVICES LLC, C&Z SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000559
Date	Mar 22, 2019
Instrument	190000559

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	528 FLOTBECK RD, KING WILLIAM, VA 23086-2518
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	TC SETTLEMENT SERVICES LLC, C&Z SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000369
Date	Feb 25, 2019
Instrument	190000369

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Unified School District	King William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,889.00 (+0.03%)	$819,900 (-) Land $285,200 Building $534,700	$819,900 (-) Land $285,200 Building $534,700
2025	$3,888.00 (+7.17%)	$819,900 (-) Land $285,200 Building $534,700	$819,900 (-) Land $285,200 Building $534,700
2023	$3,628.00	$819,900 Land $285,200 Building $534,700	$819,900 Land $285,200 Building $534,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Flotbeck Rd

Nearby Streets

All King William, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures