528 Florence Dr, Madison, MS 39110 Property Records

Madison County property record for 528 Florence Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details2,827 sqft · built 2002
Owner2 Individual Names on Record
Tax Bill$2,815 (2025)
Deeds & MortgagesJan 2020 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN071A-11-267

Property Details

APN / Parcel Number

Primary APN071A-11-267
Alternative APNs
  • 071A-11-267/00.00
  • 39433

Interior

Total Rooms7 Rooms
Building Area2,827 sqft Adjusted Area
1st Floor Area2,376 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number39433
Old Parcel Number071A-11 -267/00.00
Street Address528 FLORENCE DR
CityMADISON
StateMS
Zip39110-6301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 ASHTON GROVE OF CYPRESS LAKE PART 2
Legal Range01E
Legal Township07N
Legal Section11
Legal SubdivisionASHTON GROVE CYPRESS LAKE PT 2
Legal Lot Number14
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2018
Census Tract30204

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address528 FLORENCE DR, MADISON, MS 39110-6301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Warranty Deed, Transfer · VA Mortgage
BANCORPSOUTH
Aug 16, 2018Warranty Deed, Transfer
USAA
Jul 25, 2017Deed of Trust, Mortgage
BANKPLUS LN OPERATIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2020
Deed SaleJan 21, 2020
Prior SaleAug 16, 2018
Deed Document Number0003809741
Deed Book / Page3809 / 741
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJan 21, 2020
Property Address528 FLORENCE DR, MADISON, MS 39110-6301
Document Number0000883729
Book / Page003809 / 000741
Instrument DateJan 15, 2020
Instrument883729
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 FLORENCE DR MADISON MS 391106301, MADISON, MS 39110-6301

Mortgage

Document Number883730
DateJan 21, 2020
Book Page003809/000744
Instrument883730
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateAug 16, 2018
Property Address528 FLORENCE DR, MADISON, MS 39110-6301
Document Number0000845563
Book / Page003637 / 000204
Instrument DateAug 10, 2018
Instrument845563
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address528 FLORENCE DR MADISON MS 391106301, MADISON, MS 39110-6301

Mortgage

Document Number845564
DateAug 16, 2018
Book Page003637/000206
Instrument845564
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address528 FLORENCE DR, MADISON, MS 39110-6301
Document Number0000818009
Book / Page003508 / 000984
Instrument DateJul 25, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 FLORENCE DR MADISON MS 391106301, MADISON, MS 39110-6301

Mortgage

Document Number0000818009
DateAug 7, 2017
Book Page003508/000984
Instrument818009
Lender
NameBANKPLUS LN OPERATIONS
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term84 Months
DueAug 6, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,815.00 Homeowner's exemption$26,737 (-)$267,370 (-) Land $45,000 Building $222,370
2024$2,815.00
2023$2,815.00 Homeowner's exemption$26,737$267,370 Land $45,000 Building $222,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
NETSPEEDMS
Fixed Wireless
301 / 172
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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