528 Fleming St, Granite City, IL 62040 Property Records

Madison County property record for 528 Fleming St, Granite City, IL 62040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,578 sqft · built 1963
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2023)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 3 more
APN	`18-2-14-27-04-406-028`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-27-04-406-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	225 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	528 FLEMING ST
City	GRANITE CITY
State	IL
Zip	62040-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ACRES 2 LOT 67 100X225
Legal Subdivision	PARADISE ACRES
Legal Lot Number	67
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	2
Census Block	2097
Census Tract	401905

Owner

528 Fleming St is owned and occupied by an individual who acquired it in September 2024.

Source: Madison County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage HUD
Sep 19, 2025	Deed of Trust, Mortgage HUD
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SVCS
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Deed Document Number	20237928
Last Transfer Date	Sep 4, 2024
Transfer Doc	0000024575
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 21, 2026
Property Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818
Document Number	0000020869
Instrument Date	Jul 14, 2026
Instrument	202620869
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818

Mortgage

Document Number	0000020869,
Date	Jul 21, 2026
Instrument	202620869

Lender

Name	HUD

Agreement

Amount	Amount on Record
Term	321 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026309
Date	Sep 19, 2025
Instrument	2025R26309

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 27, 2023
Property Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818
Document Number	0000007928
Map Reference	PB 22 PG 28
Instrument Date	Mar 24, 2023
Instrument	2023R07928
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	PARAGON TITLE INSURANCE COMPANY, METRO TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818

Mortgage

Document Number	0000007929
Date	Mar 27, 2023
Instrument	2023R07929

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023505
Date	Jul 14, 2022
Instrument	2022R23505

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 1, 2029

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	528 FLEMING ST, GRANITE CITY, IL 62040-2818
Document Number	0000042949
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	SOUTHERN IL R/E TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	528 FLEMING ST GRANITE CITY IL 620402818, GRANITE CITY, IL 62040-2818

Mortgage

Document Number	0000042949
Date	Dec 20, 2017
Instrument	42949

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	GRANTIE CITY, IL 62040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 528 Fleming St was $3,342 with a homeowner's exemption, up 12.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (+12.53%)	$59,980 Land $9,220 Building $50,760	$179,940 Land $27,660 Building $152,280
2024	$2,970.00
2022	$1,880.00	$32,750 Land $6,660 Building $26,090	$98,348 Land $20,000 Building $78,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 528 Fleming St; there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	6 (1990–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 528 Fleming St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MITCHELL PWD serves 5,253 people · EPA ID IL1195210
Water Source	Purchased surface water from IL AMERICAN-GRANITE CITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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