528 Fallen Leaf Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 528 Fallen Leaf Ln, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 2013
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Feb 2020)
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Aug 2021 Refinance Feb 2020 Sale & Mortgage
APN	`0491012000340`

Property Details

APN / Parcel Number

Primary APN	`0491012000340`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	972 sqft
Upper Floors Area	972 sqft
Attic	Attic
Attic Area	100 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	194 sqft
Patio Area	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 FALLEN LEAF LN
City	CHESAPEAKE
State	VA
Zip	23320-3366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15AS: RES
Legal Description	LOT 34 ALBEMARLE RIVER PH 1A
Legal Subdivision	ALBEMARLE RIVER, GREENBRIER STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5027
Census Tract	20804

Owner

528 Fallen Leaf Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	528 FALLEN LEAF LN, CHESAPEAKE, VA 23320-3366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	20206043
Deed Book / Page	10117 / 222
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	528 FALLEN LEAF LN, CHESAPEAKE, VA 23320-3366
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010423/780
Date	Aug 9, 2021
Book Page	10423/780
Instrument	210036211

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 26, 2020
Property Address	528 FALLEN LEAF LN, CHESAPEAKE, VA 23320-3366
Document Number	10117/222
Book / Page	10117 / 222
Instrument Date	Feb 14, 2020
Instrument	200006043
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLEQUEST AGENCY INC, TITLEQUEST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 FALLEN LEAF LN, CHESAPEAKE, VA 23320-3366

Mortgage

Document Number	200006044
Date	Feb 26, 2020
Instrument	200006044

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 528 Fallen Leaf Ln was $5,825.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,900 (+2.81%) Land $195,000 Building $397,900	$592,900 (+2.81%) Land $195,000 Building $397,900
2025	$5,825.00	$576,700 Land $185,000 Building $391,700	$576,700 Land $185,000 Building $391,700
2023		$546,400 (+22.81%) Land $185,000 Building $361,400	$546,400 (+22.81%) Land $185,000 Building $361,400
2022		$444,900 Land $160,000 Building $284,900	$444,900 Land $160,000 Building $284,900
2019	$4,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 528 Fallen Leaf Ln; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Fallen Leaf Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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