Lucas County property record for 528 Emerald Ave, Toledo, OH 43604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1877 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $169 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-59647 |
| Primary APN | 11-59647 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1877 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 58 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 528 EMERALD AVE |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43604-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | OLIVERS DIVISION LOT 618 NE 30 FT EXC PT INSTREET |
| Legal Subdivision | OLIVERS DIVISION |
| Legal Tract | 38 |
| Legal Lot Number | 618 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 10300 |
528 Emerald Ave is owned and occupied by an individual who acquired it in January 1994.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 528 EMERALD AVE, TOLEDO, OH 43604-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 1994 |
| Deed Sale | Jan 10, 1994 |
| Deed Document Number | 94200146 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 528 Emerald Ave was $169 with a homeowner's exemption.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169.00 Homeowner's exemption | $7,035 (-) Land $1,435 Building $5,600 | |
| 2024 | Homeowner's exemption | $7,035 (+12.29%) Land $1,435 Building $5,600 | $20,100 Land $4,100 Building $16,000 |
| 2023 | $133.00 (-4.32%) Homeowner's exemption | $6,265 (-) Land $1,330 Building $4,935 | |
| 2022 | $139.00 Homeowner's exemption | $6,265 Land $1,330 Building $4,935 | |
| 2021 | $17,900 Land $3,800 Building $14,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 528 Emerald Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 528 Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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