528 Elm Tree Ct, Cincinnati, OH 45244 Property Records

Clermont County property record for 528 Elm Tree Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 1993
Lot Size	0.126 acres (5,468 sqft)
Owner	2 Company Names on Record
Last Sale	$1,480,750 (Sep 2026)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-72-01D-137`

Property Details

APN / Parcel Number

Primary APN	`41-72-01D-137`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,468 sqft (0.126 acres)
View / Lot	Cul-de-sac
Garage Area	460 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 ELM TREE CT
City	CINCINNATI
State	OH
Zip	45244-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL MEADOWS E; UNIT PARCEL 137
Legal Subdivision	LAUREL MEADOWS
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4007
Census Tract	41405

Owner

Source: Clermont County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	528 ELM TREE CT, CINCINNATI, OH 45244-4403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Oct 1, 1993 · Amount on Record
Deed Document Number	202622088
Deed Book / Page	3034 / 4200
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 24, 2026
Property Address	528 ELM TREE CT, CINCINNATI, OH 45244-4403
Document Number	0000022088
Book / Page	3034 / 4200
Instrument Date	Sep 24, 2026
Instrument	202622088
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$598,223.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	528 ELM TREE CT, CINCINNATI, OH 45244-4403

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	528 ELM TREE CT, CINCINNATI, OH 45244-4403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018030
Date	Aug 9, 2018
Book Page	2786/850
Instrument	201800018030

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,451.00 (-55.92%)	$78,720 (-) Land $17,400 Building $61,320
2024			$224,900 (-) Land $49,700 Building $175,200
2023	$7,829.00 (+178.41%) Homeowner's exemption	$78,720 (+38.06%) Land $17,400 Building $61,320	$224,900 (+38.06%) Land $49,700 Building $175,200
2022	$2,812.00 Homeowner's exemption	$57,020 Land $12,600 Building $44,420
2020			$162,900 Land $36,000 Building $126,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Elm Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures