528 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 528 Elm St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,526 sqft · built 1983
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2005)
Tax Bill	$6,318 (2024)
Flood Zone	Zone X (minimal risk)
APN	`WINL M:33 B:64 L:41`

Property Details

APN / Parcel Number

Primary APN	`WINL M:33 B:64 L:41`
Alternative APNs	`00163300` `163300`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,526 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,776 sqft
Unfinished Basement	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	163300
Street Address	528 ELM ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	64
Legal Lot Number	41
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1009
Census Tract	476200

Owner

Source: Windsor Locks Town records · APN WINL M:33 B:64 L:41

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	528 ELM ST, WINDSOR LOCKS, CT 06096-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2005 · Amount on Record
Deed Sale	Aug 01, 2005 · Amount on Record
Prior Sale	Dec 15, 1999 · Amount on Record
Deed Book / Page	341 / 818
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,340 (+70.92%) Land $56,700 Building $206,640	$184,338 Land $39,690 Building $144,648
2024	$6,318.00 (+45.71%)	$154,070 (-) Land $47,810 Building $106,260
2023	$4,336.00 (+8.94%)	$154,070 (-) Land $47,810 Building $106,260
2022	$3,980.00	$154,070 Land $47,810 Building $106,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 199 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.