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528 Ellsworth Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 528 Ellsworth Rd, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,244 sqft · built 1958
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$1,195,000 (Mar 2026)
Tax Bill$6,623 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN157-092-02

Property Details

APN / Parcel Number

Primary APN157-092-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,244 sqft Living Area
1st Floor Area2,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
PorchFinished/Open Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address528 ELLSWORTH RD
CityCHARLOTTE
StateNC
Zip28211-1430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL8 M8-93
Legal SubdivisionALAN W HAYES
Legal Block2
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract2201

Owner

Source: Mecklenburg County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address528 ELLSWORTH RD, CHARLOTTE, NC 28211-1430
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Warranty Deed, Transfer
LAUREN CAMPBELL
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleOct 2, 2024 · Amount on Record
Deed Document Number202632182
Deed Book / Page40309 / 204
Prior Transfer DateFeb 10, 2012
Prior Transfer Doc0000020304
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 31, 2026
Property Address528 ELLSWORTH RD, CHARLOTTE, NC 28211-1430
Document Number0000032182
Book / Page40309 / 204
Map ReferenceMB 8 PG 3
Instrument DateMar 26, 2026
Instrument2026032182
Transaction TypeTransfer
Record UpdatedApr 9, 2026
Title CompanyMASTER TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4409 ROUNDUP RD, EDMOND, OK 73034-9699

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032183
DateMar 31, 2026
Instrument2026032183
Lender
NameLAUREN CAMPBELL
TypePrivate Party
Agreement
AmountAmount Recorded
Term181 Months
DueMar 31, 2041

Mortgage

Document Number0000032184
DateMar 31, 2026
Book Page40309/211
Instrument2026032184
Lender
NameLAUREN B CAMPBELL ETAL
TypePrivate Party
Address2112 BUCKNELL AVE, CHARLOTTE, NC 28207
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMar 31, 2041

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address528 ELLSWORTH RD, CHARLOTTE, NC 28211-1430
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220175
DateDec 29, 2020
Book Page35482/130
Instrument2020220175
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$854,400 Land $522,000 Building $332,400$854,400 Land $522,000 Building $332,400
2024$6,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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