528 E Railroad St, Long Beach, MS 39560 Property Records

Harrison County property record for 528 E Railroad St, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	1 ba · 5,258 sqft · built 1958
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0611P-03-040.001`

Property Details

APN / Parcel Number

Primary APN	`0611P-03-040.001`
Alternative APN	`037900`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	5,258 sqft Adjusted Area
1st Floor Area	4,620 sqft
Flooring	Combination, Other
Interior Walls	Paneling

Exterior

Year Built	Built 1958
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	11,250 sqft
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	037900
Street Address	528 E RAILROAD ST
City	LONG BEACH
State	MS
Zip	39560-4933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 278 FT W OF INTER OF W MAR OF VALENTINE DR & N MAR OF RR ST WLY ALONG RR ST 127 FT N 28 DGS W 150 FT N 69 DGS E 75 FT N 2
Legal Range	12
Legal Township	08
Legal Section	12
Legal Subdivision	LONG BEACH WIDOW N LADNER CLAI
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	2702

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	528 E RAILROAD ST, LONG BEACH, MS 39560-4933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 1999
Deed Sale	Jun 3, 1999
Deed Document Number	0000145485
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	528 E RAILROAD ST, LONG BEACH, MS 39560-4933
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E RAILROAD ST, LONG BEACH, MS 39560-4933

Mortgage

Document Number	20260004052TJ1
Date	Mar 4, 2026
Instrument	2026-0004052-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2041

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	528 E RAILROAD ST, LONG BEACH, MS 39560-4933
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210006696TJ1
Date	May 26, 2021
Instrument	2021-0006696-T-J1

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jun 8, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Long Beach City
Unified School District	Long Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (+0.89%) Homeowner's exemption	$14,964 (-31.03%)	$149,639 (+3.46%) Land $47,362 Building $102,277
2024	$1,121.00 (-66.67%)
2023	$3,363.00 (+3.1%)	$21,696	$144,641 Land $47,362 Building $97,279
2022	$3,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONG BEACH serves 18,514 people · EPA ID MS0240005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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