528 E Liberty St, Hernando, FL 34442 Property Records

Citrus County property record for 528 E Liberty St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,886 sqft Living Area
Lot Size45,871 sqft (1.05 acres)
OccupancyOwner Occupied
Last Sale$327,600 (2019)
Tax Bill$3,607.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00380-004.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address528 E LIBERTY ST, HERNANDO, FL 34442-3365
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
SECURE ONE CAPITAL CORP
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA CU ISAOA
Jul 27, 2018Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleJul 27, 2018 · Amount on Record
Deed Doc Number2019037401
Deed Book / Page2991 / 0854
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address528 E LIBERTY ST, HERNANDO, FL 34442-3365
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 E LIBERTY ST, HERNANDO, FL 34442-3365

Mortgage

Document Number0031460106
DateMar 22, 2021
Book Page3146/106
Instrument2021017926
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 19, 2019
Property Address528 E LIBERTY ST, HERNANDO, FL 34442-3365
Document Number0029910854
Book / Page002991 / 000854
Instrument DateJul 19, 2019
Instrument37401
Transaction TypeTransfer
Record UpdatedAug 07, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,293.20
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 E LIBERTY ST HERNANDO FL 34442, HERNANDO, FL 34442

Mortgage

Document Number29910856
DateJul 19, 2019
Book Page002991/000856
Instrument37402
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 18, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 27, 2018
Property Address528 E LIBERTY ST, HERNANDO, FL 34442-3365
Document Number0029161234
Book / Page002916 / 001234
Instrument DateJul 17, 2018
Instrument37908
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$154.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 456 WEST WARWICK RI 028930456, WEST WARWICK, RI 02893-0456
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,607.00 (+4.4%) Homeowner's exemption Additional exemption filed$350,318 (-3.77%) Land $31,000 Building $319,318$350,318 (-3.77%) Land $31,000 Building $319,318
2024$3,455.00 (+2.43%) Homeowner's exemption Additional exemption filed$364,028 (-0.15%) Land $29,500 Building $334,528$364,028 (-0.15%) Land $29,500 Building $334,528
2023$3,373.00 (+6.91%) Homeowner's exemption Additional exemption filed$364,587 (+19.56%) Land $25,500 Building $339,087$364,587 (+19.56%) Land $25,500 Building $339,087
2022$3,155.00 Homeowner's exemption Additional exemption filed$304,931 Land $17,250 Building $287,681$304,931 Land $17,250 Building $287,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00380-004.0
Alternative APNs
  • 1818S19E0110003800040
  • 2298367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,886 sqft Living Area
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area45,871 sqft (1.05 acres)
Depth X Width285 ft x 160 ft Depth x Width
Parking Spaces10 Parking Spaces
Garage Area462 sqft Garage
Pool Area288 sqft Pool
PorchOpen Porch
Porch Area311 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2298367
Old Parcel Number1818S19E0110003800040
Street Address528 E LIBERTY ST
CityHERNANDO
StateFL
Zip34442-3365
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 4 BLK 38
Legal Range19E
Legal Township18S
Legal Section30
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block38
Legal Lot Number4
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup3
Census Block3023
Census Tract450705

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