528 E Indiana Ave, Spokane, WA 99207 Property Records

Spokane County property record for 528 E Indiana Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,834 sqft · built 1906
Lot Size0.326 acres (14,200 sqft)
Owner2 Individual Names on File
Last Sale$222,075 (Feb 2019)
Tax Bill$4,340 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35083.4006

Property Details

APN / Parcel Number

Primary APN35083.4006

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,834 sqft Living Area
Gross Area3,434 sqft
1st Floor Area1,437 sqft
2nd Floor Area1,397 sqft
Basement Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialShingles
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,200 sqft (0.326 acres)
Lot Dimensions142 ft deep x 50 ft wide
PorchOpen Frame Porch
Porch Area651 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address528 E INDIANA AVE
CitySPOKANE
StateWA
Zip99207-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionHEATHS 4TH L5-6 B40
Legal Range43E
Legal Township25N
Legal Section08
Legal SubdivisionHEATHS 4TH ADDITION
Legal Block40
Legal Lot Number5-6
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group3
Census Block3028
Census Tract2501

Owner

528 E Indiana Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address528 E INDIANA AVE, SPOKANE, WA 99207-2325
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHER CU
Dec 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 28, 2020Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHER CU
Feb 4, 2019Warranty Deed, Transfer · Conventional Mortgage
TIMOTHY S & KIMBERLY E ORMSBY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2019 · Amount on File
Deed SaleFeb 4, 2019 · Amount on File
Deed Document Number20196779968
Prior Transfer DateFeb 1, 2019
Prior Transfer Doc0006779968
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address528 E INDIANA AVE, SPOKANE, WA 99207-2325
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007109164
DateAug 3, 2021
Instrument7109164
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 2, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address528 E INDIANA AVE, SPOKANE, WA 99207-2325
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007256049
DateDec 1, 2022
Instrument7256049
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address528 E INDIANA AVE, SPOKANE, WA 99207-2325
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006974016
DateSep 28, 2020
Instrument6974016
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 27, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateFeb 4, 2019
Property Address528 E INDIANA AVE, SPOKANE, WA 99207-2325
Document Number0006779968
Instrument DateFeb 1, 2019
Instrument6779968
Transaction TypeTransfer
Record UpdatedFeb 21, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,957.94

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address528 E INDIANA AVE SPOKANE WA 992072325, SPOKANE, WA 99207-2325

Mortgage

Document Number6779969
DateFeb 4, 2019
Instrument6779969
Lender
NameTIMOTHY S & KIMBERLY E ORMSBY
Address524 E INDIANA AVE # 1, SPOKANE, WA 99207
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number6779970,
DateFeb 4, 2019
Instrument6779970
Lender
NameTIMOTHY S & KIMBERLY L ORMSBY
Address524 E INDIANA AVE # 1, SPOKANE, WA 99207
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 528 E Indiana Ave was $4,340, down 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,340.00 (-3.62%)$430,000 (-6.15%) Land $85,000 Building $345,000$430,000 (-6.15%) Land $85,000 Building $345,000
2025$4,503.00 (+1.49%)$458,200 (-) Land $75,000 Building $383,200$458,200 (-) Land $75,000 Building $383,200
2024$4,437.00 (-0.94%)$458,200 (+26.78%) Land $75,000 Building $383,200$458,200 (+26.78%) Land $75,000 Building $383,200
2023$4,479.00 (+6.01%)$361,400 Land $55,000 Building $306,400$361,400 Land $55,000 Building $306,400
2022$4,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 E Indiana Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 528 E Indiana Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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