528 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 528 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,298 sqft · built 1984
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Aug 2021)
Tax Bill	$7,498 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402-291-07`

Property Details

APN / Parcel Number

Primary APN	`402-291-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,734 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	528 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 50 TRACT NO 2675 PARKWOOD ESTATES
Legal Subdivision	PARKWOOD ESTATES
Legal Tract	2675
Legal Lot Number	50
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2000
Census Tract	4405

Owner

528 E Cole Ave is owned and occupied by an individual who bought it in August 2021.

Source: Fresno County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	528 E COLE AVE, FRESNO, CA 93720-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jun 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2021	Affidavit of Death of Joint Tenant, Transfer PLACER TITLE COMPANY
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Apr 12, 2001 · Amount on File
Deed Document Number	2021142147
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0000142146
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Sep 17, 2026
Property Address	528 E COLE AVE, FRESNO, CA 93720-1752
Document Number	0000093055
Instrument Date	Sep 14, 2026
Instrument	202693055
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 E COLE AVE, FRESNO, CA 93720-1752

Mortgage

Document Number	0000093055,
Date	Sep 17, 2026
Instrument	202693055

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	284 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 4, 2026
Property Address	528 E COLE AVE, FRESNO, CA 93720-1752
Document Number	0000055412
Instrument Date	Dec 23, 2025
Instrument	202655412
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	528 E COLE AVE, FRESNO, CA 93720-1752

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FRESNO CA
Recording Date	Aug 31, 2021
Property Address	528 E COLE AVE, FRESNO, CA 93720-1752
Document Number	0000142146
Map Reference	MB 33 PG 3-7
Instrument Date	Jul 23, 2021
Instrument	2021-0142146
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 OVERSTONE AVE, MADERA, CA 93636-8026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Aug 31, 2021
Property Address	528 E COLE AVE, FRESNO, CA 93720-1752
Document Number	0000142147
Map Reference	MB 33 PG 3-7
Instrument Date	Jul 22, 2021
Instrument	2021-0142147
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	528 E COLE AVE, FRESNO, CA 93720-1752

Mortgage

Document Number	0000142148
Date	Aug 31, 2021
Instrument	2021-0142148

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 528 E Cole Ave was $7,498.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,633 (+2%) Land $162,364 Building $476,269
2025	$7,498.00 Homeowner's exemption	$626,112 Land $159,181 Building $466,931
2023	$7,209.00 (+1.38%) Homeowner's exemption	$601,800 Land $153,000 Building $448,800
2022	$7,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 528 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 E Cole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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