528 E Cemetery St, Salisbury, NC 28144 Property Records

Rowan County property record for 528 E Cemetery St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,176 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$858,000 (Dec 2021)
Tax Bill$2,174 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN016 044

Property Details

APN / Parcel Number

Primary APN016 044
Alternative APN
  • 6283316

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area687 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions19 ft deep x 5 ft wide
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address528 E CEMETERY ST
CitySALISBURY
StateNC
Zip28144-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL2 .22AC
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1011
Census Tract50201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Long Street-Park Avenue Historic District
listed 1985 · 46 contributing resources · NRIS 85001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1170 KANE CONCOURSE, 400, BAY HARBOR ISLANDS, FL 33154-2006
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Line of Credit
EVERGREEN BUSN CAPITAL
Dec 17, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 21, 2021Warranty Deed, Transfer · Commercial Mortgage
ARBOR REALTY SR INC
Nov 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleNov 5, 2020 · Amount on Record
Deed Book / Page1391 / 550
Prior Transfer DateNov 10, 2007
Prior Transfer Doc0011090102
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateMay 8, 2026
Property Address528 E CEMETERY ST, SALISBURY, NC 28144-4513
Document Number1482000698
Book / Page1482 / 698
Instrument DateMay 4, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership, 267

Mortgage

Document Number1482000698,
DateMay 8, 2026
Book Page1482/698
Lender
NameEVERGREEN BUSN CAPITAL
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMay 8, 2029
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWAN NC
Recording DateDec 17, 2021
Property Address528 E CEMETARY ST, SALISBURY, NC 28144-4513
Document Number0013910260
Book / Page1391 / 260
Map ReferenceMB 9995 PG 9551
Instrument DateDec 16, 2021
Transaction TypeTransfer
Record UpdatedNov 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 HUDSPETH RD, 6200, HARRISBURG, NC 28075-5001

Transferred To (Grantee/Buyer)

NameVerified Name
Address6220 HUDSPETH RD, HARRISBURG, NC 28075-5001
InvestorPossibly a Property Investor

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 21, 2021
Property Address528 E CEMETARY ST, SALISBURY, NC 28144-4513
Document Number0013910550
Book / Page1391 / 550
Map ReferenceMB 9995 PG 9551
Instrument DateDec 16, 2021
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanySERVICELINK TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,716.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6220 HUDSPETH RD, 6220, HARRISBURG, NC 28075-5001

Transferred To (Grantee/Buyer)

NameVerified Name
Address1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006
InvestorPossibly a Property Investor

Mortgage

Document Number0013910943
DateDec 29, 2021
Book Page1391/943
Lender
NameARBOR REALTY SR INC
TypeNon-Lending Institution
AddressUNIONDALE, NY 11553
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 5, 2020
Property Address528 E CEMETARY ST, SALISBURY, NC 28144-4513
Document Number0013600408
Book / Page001360 / 000408
Instrument DateOct 28, 2020
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$34.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6220 HUDSPETH RD HARRISBURG NC 280755001, HARRISBURG, NC 28075-5001

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,174.00$181,787 (-) Land $12,528 Building $169,259$181,787 (-) Land $12,528 Building $169,259
2025$2,174.00$181,787 (-) Land $12,528 Building $169,259
2023$2,174.00$181,787 Land $12,528 Building $169,259$181,787 Land $12,528 Building $169,259

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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